Shelby · Shelby, NC
2207 Peninsula Avenue
Shelby, NC · 6,255 sqft
$1,015,000
Reduced from $1,100,000
- 4Beds
- 5Baths
- 6,255SqFt
- 1990Year
- 279Days on market
About this home
Wake up to water views at this stunning Moss Lake front retreat, thoughtfully designed for both relaxation and entertaining. The main-level primary suite is a true escape, featuring dual bathrooms, with a jetted tub, shower and generous closet space. The beautifully appointed kitchen showcases custom Walker cabinetry, granite countertops, and high-end appliances, flowing seamlessly into inviting living and dining spaces anchored by a cozy fireplace.
Upstairs offers two spacious guest bedrooms connected by a Jack & Jill bath, along with additional living areas and convenient half bath near laundry room. Step outside to enjoy multiple decks overlooking the lake, a private dock, boat ramp, and year-round water access.
The fully tiled lower level is ideal for guests or income potential, complete with a second kitchen, bedroom, bonus rooms, renovated full bath, and an open living area with fireplace leading to a covered patio.
With a detached carport, whole-home generator (2023), no HOA, and easy access to major highways and Charlotte Douglas Airport, this property blends peaceful lake living with everyday convenience.
Property details
- Beds
- 4
- Baths
- 5
- SqFt
- 6,255
- Lot
- —
- Year built
- 1990
- Type
- Single Family
- Days on market
- 279
- Garage
- 2
- Style
- Colonial
- Heating
- Heat Pump
- Cooling
- Heat Pump
- Foundation
- Basement, Crawl Space
- Flooring
- Tile, Wood
- View
- Water
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$7,470/ month
- Principal & interest
- $6,286
- Property tax (~1.05%)
- $888
- Homeowners insurance
- $296
- HOA dues
- —
Down payment
$50,750 down · $964,250 financed
Income to qualify (28% rule)
~$320,158 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.