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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

221 Creed Pittman Road

Spruce Pine, NC · 2,352 sqft

$399,000

Reduced from $450,000

  • 3Beds
  • 3.5Baths
  • 2,352SqFt
  • 2007Year
  • 91Days on market

About this home

Welcome to 221 Creed Pitman Road, a rare in-town retreat that offers both convenience and privacy. Located within the Spruce Pine city limits, this 3-bedroom, 3.5-bath home sits perched on a hill, creating a peaceful, tucked-away feel while still being close to everything the town has to offer. Step inside to find a brand-new kitchen, thoughtfully gutted and rebuilt from top to bottom. New countertops are on the way, adding the final touch to this fresh, modern space. The main level flows beautifully and feels warm, welcoming, and perfect for both everyday living and entertaining. Just off the main living area is a convenient half bath before entering the spacious primary suite, complete with a private bath and walk-in closet. Upstairs, you’ll discover an incredible bonus area currently used as a playroom and arts-and-crafts space—ideal for a media room, home office, or flex space to fit your lifestyle. Two additional bedrooms and a full bath complete the upper level.

Move in and immerse yourself in Spruce Pine—your basecamp to the Blue Ridge Mountains!

Property details

Beds
3
Baths
3.5
SqFt
2,352
Lot
Year built
2007
Type
Single Family
Days on market
91
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,936/ month

Principal & interest
$2,471
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,950 down · $379,050 financed

Income to qualify (28% rule)

~$125,855 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.