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John KurtzCharlotte · NC

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Mill Spring · Mill Spring, NC

221 Flat Branch Trail

Mill Spring, NC · 1,588 sqft

$364,900

Reduced from $389,900

  • 3Beds
  • 2Baths
  • 1,588SqFt
  • 2003Year
  • 325Days on market

About this home

Hemlock Crossing in Mill Spring, Come quickly to see this BEAUTIFUL balanced 3B/2B Home w/2car garage right off the kitchen then into the main living area w/soaring ceilings w/many extras on a Tranquil Private setting, located just 5.5 miles from Lake Lure & Ingres Grocery w/ Lake Adger being even closer! Only 14 mins. from Tryon Equestrian Center and 35 mins. to Asheville. Enjoy country living while still being close to Wineries, Shops & Restaurants. Nestled on 1.24 towering acres, so relax, unwind on the inviting Front Patio or on your even more private back deck overlooking all of your many Deciduous Hardwoods of White Oaks, Red Oaks, Hickory, Maples, Poplars and more!! Perfect forever or part-time home or STR! This home is literally a Diamond among gems, offering both modern comfort, charm & privacy! No HOA! VERY MOTIVATED SELLER offering buyer $10,000 in concessions at closing!

Property details

Beds
3
Baths
2
SqFt
1,588
Lot
Year built
2003
Type
Single Family
Days on market
325
Garage
2
Style
Contemporary, Modern, Ranch, Traditional
Heating
Central
Cooling
Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,685/ month

Principal & interest
$2,259
Property tax (~1.05%)
$319
Homeowners insurance
$106
HOA dues

Down payment

$18,245 down · $346,655 financed

Income to qualify (28% rule)

~$115,099 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.