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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

221 Summerfield Lane

Rutherfordton, NC · 367 sqft

$379,000

  • 1Beds
  • 1Baths
  • 367SqFt
  • 2021Year
  • 72Days on market

About this home

Booked Several Months Out! Instant Income Potential with this Private Retreat! Takeover Bookings and Room for additional income. Beautiful scenic getaway on +/-6 acres! This "cabin" offers winter mountain views, water features, and residual income with expansion potential—ideal for investors or those seeking a private retreat. Enjoy trails throughout the wooded acreage, sink a worm in a neighborhood pond while surrounded by WNC wildlife, or unwind in the hot tub under the stars. Use as a personal escape or an established short-term rental with proven income history. 3BR septic, there’s room to grow w/ additional units or build your dream setup. Located minutes from downtown Rutherfordton, Lake Lure, and Tryon Equestrian Center w/ easy access to Hwy 74, Asheville, and Charlotte. Feel worlds away yet close to it all. Active Vacation Rental—Fluidly over 65% of the 2026 Calendar already booked, for instant income potential! Contact listing agent for lender resources and to schedule a tour. Properties offering privacy, income, and location like this are rare—don’t miss 221 Summerfield Lane!

Property details

Beds
1
Baths
1
SqFt
367
Lot
Year built
2021
Type
Single Family
Days on market
72
Heating
Ductless
Cooling
Ductless
Foundation
Other - See Remarks
View
Long Range, Mountain(s), Water, Winter

Features

  • Above Ground Hot Tub / Spa
  • Fire Pit
  • Hot Tub

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,789/ month

Principal & interest
$2,347
Property tax (~1.05%)
$331
Homeowners insurance
$110
HOA dues

Down payment

$18,950 down · $360,050 financed

Income to qualify (28% rule)

~$119,547 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.