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John KurtzCharlotte · NC

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Mount Holly · Mount Holly, NC

221 Whiterock Drive

Mount Holly, NC · 3,951 sqft

$1,650,000

  • 5Beds
  • 4Baths
  • 3,951SqFt
  • 2002Year
  • 100x298x108x301Lot
  • 2Days on market

About this home

Experience luxury waterfront living in this custom-built 5BR/4BA home showcasing breathtaking main channel views and exceptional outdoor living. Designed for entertaining, the open floor plan flows seamlessly into the gourmet kitchen with custom cabinetry, oversized island, Sub-Zero refrigerator, Wolf gas range, and high-end finishes throughout. Neutral paint tones and new upstairs carpet make this home truly move-in ready. Wake up each morning to stunning lake views from the spacious primary suite on the main level featuring a cozy fireplace, vaulted ceiling, completely updated spa-like bathroom, and dual walk-in closets with custom closet systems. Every bedroom features access to a bath, offering comfort and privacy for family and guests alike. Main-level office could easily function as a secondary bedroom on main if desired. The spectacular screened porch addition (2018) with fireplace and slate tile flooring creates the perfect year-round retreat to relax and enjoy the incredible waterfront setting. Outside, Trex steps lead down to the stationary dock with boat lift, ready for all your lake day toys. Additional updates include newer roof (2018), downstairs HVAC units (2022), and new gas water heaters (2024). A rare opportunity to own a thoughtfully updated waterfront custom home with unforgettable views and premium features throughout. This home is located in sought-after Stonewater, an amenity-rich lakefront community featuring a clubhouse, pool, tennis courts, playgrounds, and sidewalks throughout. Perfectly located with convenient access to Charlotte, Denver restaurants and shopping, I-485, and Charlotte Douglas International Airport.

Property details

Beds
5
Baths
4
SqFt
3,951
Lot
100x298x108x301
Year built
2002
Type
Single Family
Days on market
2
Garage
3
Style
Traditional
Heating
Forced Air, Natural Gas, Zoned
Cooling
Central Air, Zoned
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Water, Year Round
HOA dues
$1,195 / yr

Features

  • Attic Walk In
  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Fire Pit
  • Dock - Floating
  • Gas Grill
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$12,243/ month

Principal & interest
$10,218
Property tax (~1.05%)
$1,443
Homeowners insurance
$481
HOA dues
$99

Down payment

$82,500 down · $1,567,500 financed

Income to qualify (28% rule)

~$524,721 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.