Mount Holly · Mount Holly, NC
221 Whiterock Drive
Mount Holly, NC · 3,951 sqft
$1,650,000
- 5Beds
- 4Baths
- 3,951SqFt
- 2002Year
- 100x298x108x301Lot
- 2Days on market
About this home
Experience luxury waterfront living in this custom-built 5BR/4BA home showcasing breathtaking main channel views and exceptional outdoor living. Designed for entertaining, the open floor plan flows seamlessly into the gourmet kitchen with custom cabinetry, oversized island, Sub-Zero refrigerator, Wolf gas range, and high-end finishes throughout. Neutral paint tones and new upstairs carpet make this home truly move-in ready. Wake up each morning to stunning lake views from the spacious primary suite on the main level featuring a cozy fireplace, vaulted ceiling, completely updated spa-like bathroom, and dual walk-in closets with custom closet systems. Every bedroom features access to a bath, offering comfort and privacy for family and guests alike. Main-level office could easily function as a secondary bedroom on main if desired. The spectacular screened porch addition (2018) with fireplace and slate tile flooring creates the perfect year-round retreat to relax and enjoy the incredible waterfront setting. Outside, Trex steps lead down to the stationary dock with boat lift, ready for all your lake day toys. Additional updates include newer roof (2018), downstairs HVAC units (2022), and new gas water heaters (2024). A rare opportunity to own a thoughtfully updated waterfront custom home with unforgettable views and premium features throughout. This home is located in sought-after Stonewater, an amenity-rich lakefront community featuring a clubhouse, pool, tennis courts, playgrounds, and sidewalks throughout. Perfectly located with convenient access to Charlotte, Denver restaurants and shopping, I-485, and Charlotte Douglas International Airport.
Property details
- Beds
- 5
- Baths
- 4
- SqFt
- 3,951
- Lot
- 100x298x108x301
- Year built
- 2002
- Type
- Single Family
- Days on market
- 2
- Garage
- 3
- Style
- Traditional
- Heating
- Forced Air, Natural Gas, Zoned
- Cooling
- Central Air, Zoned
- Foundation
- Crawl Space
- Flooring
- Carpet, Tile, Wood
- View
- Water, Year Round
- HOA dues
- $1,195 / yr
Features
- Attic Walk In
- Breakfast Bar
- Built-in Features
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Split Bedroom
- Walk-In Closet(s)
- Fire Pit
- Dock - Floating
- Gas Grill
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$12,243/ month
- Principal & interest
- $10,218
- Property tax (~1.05%)
- $1,443
- Homeowners insurance
- $481
- HOA dues
- $99
Down payment
$82,500 down · $1,567,500 financed
Income to qualify (28% rule)
~$524,721 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


