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John KurtzCharlotte · NC

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Troutman · Troutman, NC

224 Hamptons Cove Road

Troutman, NC · 4,073 sqft

$595,000

Reduced from $620,000

  • 6Beds
  • 5.5Baths
  • 4,073SqFt
  • 2024Year
  • 19Days on market

About this home

Built in 2023, this three-story home offers 6 bedrooms, 5.5 bathrooms, a dedicated study, second-floor loft, third-floor bonus room, and a 2-car garage—designed for space, flexibility, and modern living.

The main level features a private guest bedroom with en-suite bath and walk-in shower—ideal for visitors or multi-generational living. The light-filled kitchen includes shaker-style cabinetry, subway tile backsplash, quartz countertops, and stainless steel appliances, all overlooking the family room with fireplace for a seamless flow. Luxury vinyl plank flooring runs throughout the main level, with ceramic tile in all baths and the laundry room.

Upstairs, the owner’s suite offers a spacious retreat with a bath featuring a 5’ tiled shower with built-in seat. The second level also includes three additional bedrooms, two full bathrooms, a large loft, and a conveniently located laundry room.

The third floor expands the living space with a bonus room, additional bedroom, and full bath—providing flexibility for a variety of needs.

Community amenities include a pool, clubhouse, gym, walking trails, and sidewalks. Located within the South Iredell High School International Baccalaureate (IB) program. Enjoy nearby access to Lake Norman State Park with public swim areas and lake access.

Property details

Beds
6
Baths
5.5
SqFt
4,073
Lot
Year built
2024
Type
Single Family
Days on market
19
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Carpet
HOA dues
$305 / qtr

Features

  • Attic Stairs Pulldown

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,480/ month

Principal & interest
$3,685
Property tax (~1.05%)
$520
Homeowners insurance
$173
HOA dues
$101

Down payment

$29,750 down · $565,250 financed

Income to qualify (28% rule)

~$192,036 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.