Lincolnton · Lincolnton, NC
2251 Rock Dam Road
Lincolnton, NC · 1,271 sqft
$320,000
- 3Beds
- 2Baths
- 1,271SqFt
- 2019Year
About this home
Just minutes from town, this charming, low-maintenance 3 bedroom, 2 bath ranch truly checks all the boxes! Featuring a desirable open floor plan with a split-bedroom design, this home offers comfortable, functional living with thoughtful updates throughout. The kitchen and main living areas are enhanced by beautiful laminate hardwood floors, granite countertops, custom white shaker-style cabinetry, and stainless steel appliances, creating a clean and inviting space. Step outside and enjoy the amazing outdoor area! A fenced-in back yard with a 12x14 uncovered porch, perfect for grilling, entertaining, relaxing, or even collecting fresh eggs from your own chicken coop and hens, if desired! Location is key, and this property delivers the best of both worlds: the quiet charm of country living with the convenience of being minutes from downtown Lincolnton, shopping, dining, and everyday amenities!
Property details
- Beds
- 3
- Baths
- 2
- SqFt
- 1,271
- Lot
- —
- Year built
- 2019
- Type
- Single Family
- Garage
- 1
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Crawl Space
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$2,355/ month
- Principal & interest
- $1,981
- Property tax (~1.05%)
- $280
- Homeowners insurance
- $93
- HOA dues
- —
Down payment
$16,000 down · $304,000 financed
Income to qualify (28% rule)
~$100,936 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.
