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John KurtzCharlotte · NC

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Troy · Troy, NC

226 Balsam Circle

Troy, NC · 2,424 sqft

$899,000

  • 4Beds
  • 3Baths
  • 2,424SqFt
  • 1990Year
  • 73Days on market

About this home

Lakefront living on the main channel of Lake Tillery with a direct view of Morrow Mountain State Park. This 4-bedroom, 3-bath home is located in the gated Carolina Forest community on Lake Tillery and offers wide water views and easy access to outdoor recreation.

The main level features an open great room, kitchen, and dining area with cathedral ceiling and many windows that highlight the lake and mountain views. The layout is functional and comfortable for everyday living or hosting guests. Both main-level bedrooms include en suite bathrooms, providing convenience and privacy. Two additional bedrooms in the basement and a third full bath offer flexible space for family, visitors, or office use.

Carolina Forest residents enjoy a range of amenities including a community boat ramp, outdoor pool with lake views, playground, tennis court, and basketball court. The home is conveniently located near Uwharrie National Forest and the towns of Troy, Mount Gilead, and Norwood, offering a balance of outdoor recreation and small-town charm.

Don't miss this well-located Lake Tillery property with phenomenal views and a fantastic layout.

Property details

Beds
4
Baths
3
SqFt
2,424
Lot
Year built
1990
Type
Single Family
Days on market
73
Style
Cottage
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement
View
Long Range, Mountain(s), Water, Winter, Year Round
HOA dues
$925 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,693/ month

Principal & interest
$5,567
Property tax (~1.05%)
$786
Homeowners insurance
$262
HOA dues
$77

Down payment

$44,950 down · $854,050 financed

Income to qualify (28% rule)

~$286,872 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.