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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

2271 Gouges Creek Road

Spruce Pine, NC · 968 sqft

$189,900

Reduced from $239,800

  • 3Beds
  • 2Baths
  • 968SqFt
  • 1995Year
  • 529Days on market

About this home

NEWLY REMODELED FLOOR AND KITCHEN. Charming Mountain Retreat - Your Slice of Paradise Awaits!

Discover the perfect blend of tranquility and convenience with this magnificent 1.55-acre property. Nestled beside the soothing sounds of a bold creek, this home offers an idyllic escape while remaining just moments away from downtown amenities. Step onto the expansive front porch and soak in the serene mountain lifestyle. Inside, enjoy a spacious layout complete with all appliances included, ready for you to move in and make it your own. With no restrictions, this property is an excellent investment opportunity or a delightful primary residence. A large shed provides ample storage for your outdoor gear, enhancing your mountain living experience. With easy access off a state-maintained road, you’ll enjoy the best of both worlds - peaceful seclusion and accessibility. Don't miss your chance to own this unique gem! Embrace the lifestyle you’ve always dreamed of, where nature and comfort meet. Schedule your viewing today!

Property details

Beds
3
Baths
2
SqFt
968
Lot
Year built
1995
Type
Single Family
Days on market
529
Style
Ranch
Heating
Floor Furnace
Cooling
None
Foundation
Crawl Space
Flooring
Vinyl
View
Mountain(s), Winter

Features

  • Open Floorplan
  • Split Bedroom
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,397/ month

Principal & interest
$1,176
Property tax (~1.05%)
$166
Homeowners insurance
$55
HOA dues

Down payment

$9,495 down · $180,405 financed

Income to qualify (28% rule)

~$59,899 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.