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John KurtzCharlotte · NC

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Spruce Pine · Spruce Pine, NC

228 Continental Divide Road

Spruce Pine, NC · 2,368 sqft

$659,000

  • 3Beds
  • 4.5Baths
  • 2,368SqFt
  • 2015Year
  • 3Days on market

About this home

If you’ve ever traveled through the mountains of Western North Carolina, chances are you’ve experienced the iconic drive along the Blue Ridge Parkway—where endless layers of blue and indigo mountains stretch across the horizon. Now imagine enjoying those breathtaking views year-round from your own mountaintop retreat. Welcome to 228 Continental Divide. Perched above the parkway in a serene woodland setting offering raised beds for gardening, this stunning blue mountain home offers privacy, tranquility, and an immersive connection to nature. Gentle breezes flow through the trees, and the thoughtfully landscaped lot replaces traditional lawn maintenance with lush shade-loving plants and natural beauty. Outdoor living is exceptional, with a spectacular observation deck perfectly positioned for unforgettable sunset views, while the front patio provides a peaceful place to enjoy morning coffee as sunlight filters through the towering trees of the Pisgah National Forest. Inside, the home welcomes you with soaring vaulted tongue-and-groove ceilings, expansive walls of windows, rich wood floors, and a striking stone fireplace that creates warmth and ambiance throughout the open-concept living space. The spacious kitchen was intentionally designed to accommodate multiple cooks with ease, making it ideal for entertaining and gathering with family and friends. Thoughtfully designed with multigenerational living in mind, the home features a spacious bedroom and full bath on every level. The finished lower level includes a private entrance and kitchenette, offering excellent flexibility for guest accommodations, extended family, or longer-term living needs. The main-level primary suite is generously sized with abundant closet space and a luxurious bath featuring both a soaking tub and walk-in shower. Upstairs, an additional ensuite bedroom showcases dramatic window walls that fully capture the surrounding natural beauty. Adding even more versatility and value, the property also includes a charming guest cottage complete with its own living space, bathroom, efficiency kitchen, private parking, and beautiful deck. Perfect for guests, long-term stays, or potential short-term rental income, this separate retreat offers privacy and comfort in an extraordinary mountain setting.

Property details

Beds
3
Baths
4.5
SqFt
2,368
Lot
Year built
2015
Type
Single Family
Days on market
3
Style
Contemporary
Heating
Central, Forced Air, Propane
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Basement
Flooring
Concrete, Tile, Wood
View
Long Range, Mountain(s), Year Round
HOA dues
$1,200 / yr

Features

  • Entrance Foyer
  • Garden Tub
  • Kitchen Island
  • Storage
  • Walk-In Closet(s)
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,950/ month

Principal & interest
$4,081
Property tax (~1.05%)
$576
Homeowners insurance
$192
HOA dues
$100

Down payment

$32,950 down · $626,050 financed

Income to qualify (28% rule)

~$212,152 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.