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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

229 N Church Street #403

Charlotte, NC · 2,583 sqft

$1,495,000

  • 3Beds
  • 2.5Baths
  • 2,583SqFt
  • 2002Year
  • 3Days on market

About this home

Experience elevated city living in the heart of Uptown Charlotte at Settlers Place, one of the city’s most exclusive boutique luxury residences. Perfectly positioned in historic Fourth Ward, this sophisticated residence blends timeless elegance with the convenience and energy of true walkable urban living. Just moments from premier dining, Panthers games, Truist Field, theaters, parks, and nightlife, this is luxury designed for those who want the very best of Charlotte right outside their door.

Thoughtfully reimagined with extensive high-end renovations, the residence showcases refined finishes and exceptional craftsmanship throughout. Expansive living spaces are framed by oversized windows that fill the home with natural light while capturing beautiful skyline and city views. Custom built-ins, designer lighting, French-oiled hardwood floors, honed travertine flooring, and a stunning custom fireplace create a warm yet elevated atmosphere ideal for both everyday living and upscale entertaining.

The chef’s kitchen opens seamlessly to the main living areas and is designed to impress with custom Mint Hill Cabinetry, premium Sub-Zero and Wolf appliances, leathered quartzite countertops, honed soapstone surfaces, and custom designer finishes throughout. Spacious bedroom suites provide privacy and comfort, while the luxurious primary retreat offers spa-inspired features including marble countertops, Grohe and Kohler fixtures, oversized shower features, and customized closet spaces.

Additional upgrades include a comprehensive CPI security system, Nest thermostats, upgraded hardware, custom window treatments, recessed LED lighting, and recently refreshed balcony railings.

Settlers Place is known for its boutique feel, privacy, and rarely available residences, offering an unmatched opportunity to own within one of Uptown’s most coveted addresses. Enjoy secure access, private parking, and the charm of Fourth Ward living with Charlotte’s best restaurants, entertainment, green spaces, and sporting venues just outside your front door.

A rare blend of elegance, location, and lifestyle, this is Uptown luxury at its finest.

Property details

Beds
3
Baths
2.5
SqFt
2,583
Lot
Year built
2002
Type
Condo
Days on market
3
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab
View
City
HOA dues
$860 / mo

Features

  • Elevator
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$11,863/ month

Principal & interest
$9,258
Property tax (~1.05%)
$1,308
Homeowners insurance
$436
HOA dues
$860

Down payment

$74,750 down · $1,420,250 financed

Income to qualify (28% rule)

~$508,420 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.