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John KurtzCharlotte · NC

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Shelby · Shelby, NC

2305 Holly Lane

Shelby, NC · 1,387 sqft

$400,000

Reduced from $425,000

  • 3Beds
  • 2Baths
  • 1,387SqFt
  • 2023Year
  • 46Days on market

About this home

Welcome home to this like-new ranch offering 3 bedrooms, 2 full bathrooms, plus an additional flex space ideal for an office or den. The home features luxury vinyl plank flooring throughout for easy maintenance and durability. The kitchen is appointed with granite countertops, soft-close cabinets and drawers, and updated fixtures, while both bathrooms include granite countertops and modern vanities. Step outside to the large front deck, perfect for relaxing and enjoying beautiful year-round views of Moss Lake. The backyard offers added privacy with a fully fenced yard and includes a large storage shed, ideal for tools, hobbies, or extra storage. No HOA. This home is truly move-in ready and ready for its new owner.

Property details

Beds
3
Baths
2
SqFt
1,387
Lot
Year built
2023
Type
Single Family
Days on market
46
Heating
Central
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Features

  • Kitchen Island
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,477
Property tax (~1.05%)
$350
Homeowners insurance
$116
HOA dues

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$126,171 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.