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John KurtzCharlotte · NC

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Morganton · Morganton, NC

231 Davis Drive

Morganton, NC · 2,576 sqft

$459,900

  • 3Beds
  • 2.5Baths
  • 2,576SqFt
  • 1977Year
  • 1Days on market

About this home

Tucked away on 3+ private wooded acres just minutes from downtown Morganton, this unique creekside retreat offers the perfect balance of nature, space, and convenience. Surrounded by mature trees with peaceful creek views, this 3-bedroom, 2.5-bath home feels like a getaway while still being near shopping, dining, and local events. The upstairs main level features large living area, a formal dining room, and an open kitchen layout. The primary suite is conveniently located on the upstairs main floor and includes direct access to the patio and backyard. Downstairs, you’ll find two additional bedrooms connected by a Jack-and-Jill bathroom, plus a 2-car garage and separate climate-controlled workshop space. Large deck with plenty of room to relax, entertain, or simply enjoy the sounds of the creek and surrounding woods. Large laundry/mudroom with tile dog wash also opens up to the deck. With over 2,500 square feet of living space, a fireplace, and a rare private setting inside city limits, this property offers endless potential for a primary residence, vacation-style retreat, or investment opportunity. Rare combination of acreage, privacy, and location in the heart of Morganton.

Property details

Beds
3
Baths
2.5
SqFt
2,576
Lot
Year built
1977
Type
Single Family
Days on market
1
Garage
2
Heating
Forced Air
Cooling
Ceiling Fan(s), Central Air
Foundation
Slab
Flooring
Tile, Vinyl
View
Water

Features

  • Attic Other
  • Entrance Foyer
  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,384/ month

Principal & interest
$2,848
Property tax (~1.05%)
$402
Homeowners insurance
$134
HOA dues

Down payment

$22,995 down · $436,905 financed

Income to qualify (28% rule)

~$145,064 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.