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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

231 Pennington Road

Rock Hill, SC · 3,268 sqft

$967,500

  • 4Beds
  • 4Baths
  • 3,268SqFt
  • 1992Year
  • 2Days on market

About this home

Welcome to 231 Pennington Road, where everyday living feels connected to the outdoors. Situated on 2.27 acres overlooking a peaceful pond with year-round water views, this property offers a setting designed for gathering, relaxing, and creating lasting memories. The backyard retreat is built for enjoying every season, featuring a saltwater pool, oversized deck, two built-in fire pits, and an in-ground gas grill. Creating multiple spaces to entertain or unwind. Inside, this full brick home offers approximately 3,997 total heated square feet with an open layout, kitchen island, study, sunroom, and multiple spaces designed for both everyday living and hosting guests. The main property includes 3,268 square feet, one and a half story, offering 3 bedrooms and 2 full / 2 half baths. A standout feature is the connected second living quarters with a separate entrance, kitchen facilities, and living space hosting 729 square feet with a full bedroom and bath. Offering flexibility for a variety of living arrangements and uses. Additional features include detached garage parking, circular driveway, backup generator, fireplaces, and location within Silver Lakes with convenient access to surrounding amenities.

Property details

Beds
4
Baths
4
SqFt
3,268
Lot
Year built
1992
Type
Single Family
Days on market
2
Garage
2
Style
Traditional
Heating
Central, Forced Air
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Vinyl, Wood
View
Water, Year Round
HOA dues
$300 / yr

Features

  • Kitchen Island
  • Open Floorplan
  • Walk-In Closet(s)
  • Fire Pit
  • Gas Grill

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$7,145/ month

Principal & interest
$5,992
Property tax (~1.05%)
$846
Homeowners insurance
$282
HOA dues
$25

Down payment

$48,375 down · $919,125 financed

Income to qualify (28% rule)

~$306,246 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.