Statesville · Statesville, NC
232 Harbor Ridge Drive
Statesville, NC · 4,848 sqft
$1,109,990
- 4Beds
- 4.5Baths
- 4,848SqFt
- 2026Year
- 0Lot
About this home
NEW CONSTRUCTION home in Lake Norman's Harbor Watch offers 4,800+ sq ft of luxurious living space! The ranch-style design includes an upstairs retreat and partially finished basement. Chef’s dream kitchen—quartz countertops, double ovens, farmhouse island, and serving station, opens to spacious family room with a modern stone surround fireplace & abundant natural light! Owner’s suite has tray ceiling, huge walk-in closet, and a luxurious bath with granite countertops & large walk-in shower. The upstairs features a bedroom, full bath, and oversized bonus room. Basement living offers a large recreation space, wet bar and wine fridge, full bath, and ample storage! Multiple covered decks provide ample outdoor living and the 3-car garage lends room for outdoor tools and toys! Community amenities—lake access, boat launch, day dock, boat storage & stocked ponds. HOA regulations—no short-term rentals allowed. Other plans and homesites available! A fantastic opportunity to enjoy luxurious lake living in a vibrant and serene neighborhood! Photo is rendering of same plan - colors, options, etc. may not be exact. MLS may show items not scheduled to be in this property due to changes during construction and/or buyer selections. More plans and available lots in neighborhood!
Property details
- Beds
- 4
- Baths
- 4.5
- SqFt
- 4,848
- Lot
- 0
- Year built
- 2026
- Type
- Single Family
- Garage
- 3
- Heating
- Heat Pump
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Tile, Wood
- HOA dues
- $600 / yr
Features
- Drop Zone
- Entrance Foyer
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- Wet Bar
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,219/ month
- Principal & interest
- $6,874
- Property tax (~1.05%)
- $971
- Homeowners insurance
- $323
- HOA dues
- $50
Down payment
$55,499 down · $1,054,490 financed
Income to qualify (28% rule)
~$352,263 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.