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John KurtzCharlotte · NC

Statesville · Statesville, NC

232 Harbor Ridge Drive

Statesville, NC · 4,848 sqft

$1,109,990

  • 4Beds
  • 4.5Baths
  • 4,848SqFt
  • 2026Year
  • 0Lot

About this home

NEW CONSTRUCTION home in Lake Norman's Harbor Watch offers 4,800+ sq ft of luxurious living space! The ranch-style design includes an upstairs retreat and partially finished basement. Chef’s dream kitchen—quartz countertops, double ovens, farmhouse island, and serving station, opens to spacious family room with a modern stone surround fireplace & abundant natural light! Owner’s suite has tray ceiling, huge walk-in closet, and a luxurious bath with granite countertops & large walk-in shower. The upstairs features a bedroom, full bath, and oversized bonus room. Basement living offers a large recreation space, wet bar and wine fridge, full bath, and ample storage! Multiple covered decks provide ample outdoor living and the 3-car garage lends room for outdoor tools and toys! Community amenities—lake access, boat launch, day dock, boat storage & stocked ponds. HOA regulations—no short-term rentals allowed. Other plans and homesites available! A fantastic opportunity to enjoy luxurious lake living in a vibrant and serene neighborhood! Photo is rendering of same plan - colors, options, etc. may not be exact. MLS may show items not scheduled to be in this property due to changes during construction and/or buyer selections. More plans and available lots in neighborhood!

Property details

Beds
4
Baths
4.5
SqFt
4,848
Lot
0
Year built
2026
Type
Single Family
Garage
3
Heating
Heat Pump
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Tile, Wood
HOA dues
$600 / yr

Features

  • Drop Zone
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry
  • Wet Bar

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$8,219/ month

Principal & interest
$6,874
Property tax (~1.05%)
$971
Homeowners insurance
$323
HOA dues
$50

Down payment

$55,499 down · $1,054,490 financed

Income to qualify (28% rule)

~$352,263 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.