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John KurtzCharlotte · NC

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Troutman · Troutman, NC

232 Summertree Drive

Troutman, NC · 1,292 sqft

$275,000

Reduced from $300,000

  • 3Beds
  • 2Baths
  • 1,292SqFt
  • 1994Year
  • 33Days on market

About this home

Ready now for you to take a look and move-in! No HOA! Nestled on almost an acre lot. This delightful 3-bedroom, 2-bathroom home is located in the charming town of Troutman, NC. The circular driveway offers plenty of parking as well as a One year APH Warranty included. Lender offering $2250.00 credit to be used toward closing costs, rate buy down or other allowable expenses (subject to lender approval)! Low out of city taxes.

Great location just minutes from I77, Mooresville, Statesville and Lake Norman State Park. FHA, USDA financing available. Recent updates include new vinyl plank flooring in two rooms, updated walls in two rooms, Primary bath remodel (Vanity), newly installed 36-inch entry door, two newly remodeled closets, updated lighting including several chandeliers, and refreshed kitchen cabinets. All appliances included: refrigerator, stove, washer, and dryer.

Enjoy outdoor living with a covered side deck and spacious yard! Newer 14x20 shed included.

Don’t miss this opportunity to own in the coveted Lake Norman area!

Property details

Beds
3
Baths
2
SqFt
1,292
Lot
Year built
1994
Type
Single Family
Days on market
33
Style
Bungalow
Heating
Heat Pump
Cooling
Central Air
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,023/ month

Principal & interest
$1,703
Property tax (~1.05%)
$240
Homeowners insurance
$80
HOA dues

Down payment

$13,750 down · $261,250 financed

Income to qualify (28% rule)

~$86,742 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.