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John KurtzCharlotte · NC

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Concord · Concord, NC

2325 Montford Avenue NW

Concord, NC · 1,404 sqft

$364,900

  • 3Beds
  • 2Baths
  • 1,404SqFt
  • 2015Year

About this home

Sitting on a quiet Concord street, this ranch checks the boxes most buyers have quietly given up on finding together. No HOA means the rules here are yours to make — park the truck in the driveway, let the dog run the fully fenced backyard, and pull both cars into the attached two-car garage without a second thought. Inside, newly installed luxury vinyl plank flooring runs through every bedroom, bringing a fresh, updated look to the spaces that matter most at the end of the day. Three bedrooms and two full baths spread across a single level where the kitchen opens naturally into the living and dining areas, keeping everyday life connected and unhurried. At 1,404 square feet, nothing feels wasted and nothing feels cramped. A backyard storage shed adds even more flexibility for tools, hobbies, outdoor gear, or the extra storage every homeowner eventually needs. Some combinations of freedom, function, and value just don't come around twice — this is one of them.

Property details

Beds
3
Baths
2
SqFt
1,404
Lot
Year built
2015
Type
Single Family
Garage
2
Heating
Heat Pump
Cooling
Central Air
Foundation
Slab

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,646/ month

Principal & interest
$2,259
Property tax (~0.92%)
$279
Homeowners insurance
$106
HOA dues

Down payment

$18,245 down · $346,655 financed

Income to qualify (28% rule)

~$113,405 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.