Fort Mill · Fort Mill, SC
233 Monteray Oaks Circle
Fort Mill, SC · 4,377 sqft
$1,100,000
- 6Beds
- 5.5Baths
- 4,377SqFt
- 2015Year
- 7Days on market
About this home
Stunning 2.5-story, 4,377 sq. ft. Monterey floorplan by Standard Pacific situated on a private ½-acre wooded lot in The Forest at Fort Mill. This spacious 5/6BR, 5.5BA home offers exceptional flexibility and upgraded living throughout. The main level features a formal dining room, private study, and a desirable guest suite. The gourmet kitchen is the centerpiece of the home, showcasing a 10.5-foot island with seating for five, 5-burner gas cooktop, wood hood, double ovens, abundant cabinetry, custom pantry and an extended breakfast area with French doors leading to the paver patio. The kitchen flows seamlessly into the family room—ideal for everyday living and entertaining.
The second level includes an expansive primary suite with a spa-inspired bath, three additional bedrooms (each with access to a full bath), a spacious loft, and a conveniently located laundry room pre-plumbed for utility sink. The third floor with a full bath and walk in closet offers outstanding versatility as a bonus room, media room, home office, or teen suite with walk in closet.
Outdoor living shines with a screened and covered back deck, paver patio, and a private, wooded backyard offering shade and natural privacy. Irrigation system on separate meter with Rainbird Smart app and weather sensor. Pool Drawing photos have been uploaded for reference.
Located in the Catawba Ridge High School zone and convenient to downtown Fort Mill, Ballantyne, Waxhaw, and Highway 521 amenities. A rare combination of square footage, layout, upgrades, and lot size—this home is a must-see.
Property details
- Beds
- 6
- Baths
- 5.5
- SqFt
- 4,377
- Lot
- —
- Year built
- 2015
- Type
- Single Family
- Days on market
- 7
- Garage
- 3
- Style
- Farmhouse
- Heating
- Central, Forced Air, Natural Gas, Zoned
- Cooling
- Ceiling Fan(s), Central Air, Electric, Zoned
- Foundation
- Crawl Space
- Flooring
- Carpet, Hardwood, Tile
- HOA dues
- $730 / yr
Features
- Attic Walk In
- Cable Prewire
- Drop Zone
- Entrance Foyer
- Garden Tub
- Kitchen Island
- Open Floorplan
- Pantry
- Walk-In Closet(s)
- Walk-In Pantry
- In-Ground Irrigation
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$8,156/ month
- Principal & interest
- $6,812
- Property tax (~1.05%)
- $962
- Homeowners insurance
- $320
- HOA dues
- $60
Down payment
$55,000 down · $1,045,000 financed
Income to qualify (28% rule)
~$349,576 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.


