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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

233 Shumont Estates Road

Lake Lure, NC · 2,404 sqft

$540,000

  • 3Beds
  • 2.5Baths
  • 2,404SqFt
  • 1999Year
  • 43Days on market

About this home

This charming cabin offers the perfect blend of privacy, character, and proven investment potential. Lovingly owned by one family for 27 years, the home has recently transitioned into a successful short-term rental—making it ideal as both a personal retreat and income-producing property. Surrounded by mature trees and thoughtfully designed landscaping, the property feels like a secluded escape. A wraparound deck spans three sides of the home, with partial coverage for year-round enjoyment, whether you're sipping morning coffee or unwinding on the porch swing in the evening. Inside, the main level features an open-concept kitchen/living/dining area with a lovely stone fireplace and a flexible lower-level space complete with a pool table and bar—both levels create the perfect atmosphere for entertaining! An additional unheated storage area with tall ceilings provides ample room for gear, tools, or future customization. Major systems have already been updated, including the roof and HVAC, offering peace of mind for the next owner. Outside, the grounds are a true highlight, featuring nine Rose of Sharon bushes, a stunning Japanese maple, and lush, mature plantings that enhance the natural beauty of the setting. All of this plus the copious amenities Rumbling Bald offers: two championship golf courses, three resort pools (with a lazy river), tennis and pickleball courts, private beach with lake access, hiking trails, mini golf, a fitness center, multiple on-site restaurants and more! Whether you're looking for a cozy mountain getaway, a full-time residence, or a turnkey rental opportunity, this inviting cabin delivers.

Property details

Beds
3
Baths
2.5
SqFt
2,404
Lot
Year built
1999
Type
Single Family
Days on market
43
Style
Cabin
Heating
Forced Air, Propane
Cooling
Central Air
Foundation
Basement
Flooring
Carpet, Laminate, Tile
HOA dues
$4,967 / yr

Features

  • Breakfast Bar
  • Garden Tub
  • Open Floorplan
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,388/ month

Principal & interest
$3,344
Property tax (~1.05%)
$472
Homeowners insurance
$157
HOA dues
$413

Down payment

$27,000 down · $513,000 financed

Income to qualify (28% rule)

~$188,070 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.