Lake Lure · Lake Lure, NC
233 Shumont Estates Road
Lake Lure, NC · 2,404 sqft
$540,000
- 3Beds
- 2.5Baths
- 2,404SqFt
- 1999Year
- 43Days on market
About this home
This charming cabin offers the perfect blend of privacy, character, and proven investment potential. Lovingly owned by one family for 27 years, the home has recently transitioned into a successful short-term rental—making it ideal as both a personal retreat and income-producing property. Surrounded by mature trees and thoughtfully designed landscaping, the property feels like a secluded escape. A wraparound deck spans three sides of the home, with partial coverage for year-round enjoyment, whether you're sipping morning coffee or unwinding on the porch swing in the evening. Inside, the main level features an open-concept kitchen/living/dining area with a lovely stone fireplace and a flexible lower-level space complete with a pool table and bar—both levels create the perfect atmosphere for entertaining! An additional unheated storage area with tall ceilings provides ample room for gear, tools, or future customization. Major systems have already been updated, including the roof and HVAC, offering peace of mind for the next owner. Outside, the grounds are a true highlight, featuring nine Rose of Sharon bushes, a stunning Japanese maple, and lush, mature plantings that enhance the natural beauty of the setting. All of this plus the copious amenities Rumbling Bald offers: two championship golf courses, three resort pools (with a lazy river), tennis and pickleball courts, private beach with lake access, hiking trails, mini golf, a fitness center, multiple on-site restaurants and more! Whether you're looking for a cozy mountain getaway, a full-time residence, or a turnkey rental opportunity, this inviting cabin delivers.
Property details
- Beds
- 3
- Baths
- 2.5
- SqFt
- 2,404
- Lot
- —
- Year built
- 1999
- Type
- Single Family
- Days on market
- 43
- Style
- Cabin
- Heating
- Forced Air, Propane
- Cooling
- Central Air
- Foundation
- Basement
- Flooring
- Carpet, Laminate, Tile
- HOA dues
- $4,967 / yr
Features
- Breakfast Bar
- Garden Tub
- Open Floorplan
- Split Bedroom
- Storage
- Walk-In Closet(s)
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance, HOA
$4,388/ month
- Principal & interest
- $3,344
- Property tax (~1.05%)
- $472
- Homeowners insurance
- $157
- HOA dues
- $413
Down payment
$27,000 down · $513,000 financed
Income to qualify (28% rule)
~$188,070 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.