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John KurtzCharlotte · NC

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Topton · Topton, NC

236 Valleyview Drive

Topton, NC · 1,170 sqft

$424,900

Reduced from $449,900

  • 2Beds
  • 2Baths
  • 1,170SqFt
  • 1991Year
  • 251Days on market

About this home

Live the mountain-lake lifestyle just minutes from scenic Nantahala Lake! Located in peaceful Whispering Springs Estate, this well-cared-for home offers a perfect blend of comfort, views, and location—ideal as a full-time residence, second home, or peaceful escape. Less than 2 miles from the Nantahala Lake and Nantahala Wedding & Event Center, it also offers great potential for guests or rental income. Inside, the home features unique tile from Mexico, and outside, recent tree clearing has opened up gorgeous long-range mountain views you can enjoy from two covered porches. A full unfinished daylight basement with over 800 sq. ft. offers endless potential for added living space, a workshop, or storage. With the marina just minutes away, you’ll have easy access to boating, fishing, kayaking, and all the recreation Nantahala Lake offers. Surrounded by hiking trails, natural beauty, and quiet mountain roads, this property is a true retreat in the heart of Western North Carolina. Short term rentals are allowed!

Property details

Beds
2
Baths
2
SqFt
1,170
Lot
Year built
1991
Type
Single Family
Days on market
251
Heating
Central
Cooling
Central Air
Foundation
Basement
View
Long Range, Mountain(s), Year Round
HOA dues
$745 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,189/ month

Principal & interest
$2,631
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues
$62

Down payment

$21,245 down · $403,655 financed

Income to qualify (28% rule)

~$136,685 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.