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John KurtzCharlotte · NC

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Denver · Denver, NC

2360 Smith Harbour Drive

Denver, NC · 4,609 sqft

$865,000

Reduced from $880,000

  • 6Beds
  • 5Baths
  • 4,609SqFt
  • 2008Year
  • 70Days on market

About this home

Welcome to 2360 Smith Harbour Drive — a stunning multi-generational retreat in the highly desirable Smithstone community with serene pond views and partial views of Lake Norman. Offering over 4,600 square feet of thoughtfully designed living space, this home blends comfort, elegance, and incredible functionality.

The main level features a spacious primary suite with beautiful coffered ceilings, along with two additional bedrooms featuring walk-in closets. The inviting living room showcases soaring vaulted ceilings and a cozy gas fireplace, creating the perfect gathering space. The spacious kitchen with breakfast nook, formal dining area, and convenient main-floor laundry complete the heart of the home.

Upstairs, you’ll find a huge bonus room or additional bedroom with abundant storage space.

The fully finished lower level functions as a true in-law suite complete with its own full kitchen, living room, two bedrooms, two full bathrooms, laundry hookups, and workshop/storage space — ideal for multi-generational living, guests, or potential income opportunities. The second primary suite also features elegant coffered ceilings, adding a luxurious touch to the lower-level living quarters.

Storage is everywhere in this home, offering exceptional organization and flexibility throughout every level.

Enjoy peaceful outdoor living with Smith Pond directly behind the home, partial Lake Norman views, and a beautifully designed setting perfect for relaxing or entertaining. A three-car garage and circular driveway provide plenty of parking and convenience.

This one-of-a-kind property combines space, versatility, architectural charm, and an unbeatable location in the SmithStone neighborhood.

Property details

Beds
6
Baths
5
SqFt
4,609
Lot
Year built
2008
Type
Single Family
Days on market
70
Garage
3
Heating
Central, Electric, Natural Gas
Cooling
Ceiling Fan(s), Central Air, Electric
Foundation
Basement, Slab
Flooring
Carpet, Vinyl, Wood
HOA dues
$274 / qtr

Features

  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,457/ month

Principal & interest
$5,357
Property tax (~1.05%)
$756
Homeowners insurance
$252
HOA dues
$91

Down payment

$43,250 down · $821,750 financed

Income to qualify (28% rule)

~$276,758 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.