Montreat · Montreat, NC
238 Texas Spur Road
Montreat, NC · 2,785 sqft
$995,000
- 6Beds
- 4.5Baths
- 2,785SqFt
- 1909Year
- 11Days on market
About this home
Historic 1909 home in Montreat with 6 bedrooms and 4.5 baths. Remodeled while keeping the original Montreat character and charm. Features include new floors and foundation, granite countertops, stainless steel appliances, large bedrooms with walk-in closets, and updated bathrooms throughout. Three covered porches, one on each level, offer mountain and creek views overlooking Flat Creek. Terraced rock walls, a mature landscaped garden, and a sitting area add to the setting. There is wide variety of native plants. (list attached). Currently used as a successful vacation rental. Convenient location near the entrance to Montreat with easy access to parks, the conference center, and walking trails.
Property details
- Beds
- 6
- Baths
- 4.5
- SqFt
- 2,785
- Lot
- —
- Year built
- 1909
- Type
- Single Family
- Days on market
- 11
- Heating
- Ductless, Heat Pump, Zoned
- Cooling
- Central Air, Ductless
- Foundation
- Crawl Space
- Flooring
- Wood
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$7,323/ month
- Principal & interest
- $6,162
- Property tax (~1.05%)
- $870
- Homeowners insurance
- $290
- HOA dues
- —
Down payment
$49,750 down · $945,250 financed
Income to qualify (28% rule)
~$313,849 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.