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John KurtzCharlotte · NC

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Morganton · Morganton, NC

2380 Race Track Street

Morganton, NC · 1,430 sqft

$204,900

Reduced from $215,000

  • 4Beds
  • 2Baths
  • 1,430SqFt
  • 1999Year
  • 58Days on market

About this home

Tucked away at the end of a quiet cul de sac, this 4 bedroom, 2 bathroom home offers the kind of privacy that is getting harder to find, all while maintaining easy access to Highway 18 for a smooth commute to town.

Situated on a generous 1.56 acre lot, the setting immediately stands out. Surrounded by mature trees and natural landscape, this property delivers a true sense of seclusion, creating a peaceful retreat where you can unwind without sacrificing convenience. The long driveway and positioning of the home enhance that private, tucked away feel that buyers are constantly searching for.

Inside, you will find a functional layout offering 1,430 square feet of living space, with comfortable room sizes and a natural flow between living, dining, and kitchen areas. The split bedroom design provides added privacy, while the additional bedrooms offer flexibility for guests, a home office, or growing needs.

Step outside and the opportunity continues. With over an acre and a half, there is plenty of room to expand, garden, entertain, or simply enjoy the quiet surroundings. Whether you are looking for space between neighbors, room for outdoor activities, or a setting that feels like your own private escape, this property delivers. If you have been searching for a home that offers privacy, land, and convenience all in one, this is one you do not want to miss.

Property details

Beds
4
Baths
2
SqFt
1,430
Lot
Year built
1999
Type
Single Family
Days on market
58
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,508/ month

Principal & interest
$1,269
Property tax (~1.05%)
$179
Homeowners insurance
$59
HOA dues

Down payment

$10,245 down · $194,655 financed

Income to qualify (28% rule)

~$64,630 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.