Banner Elk · Banner Elk, NC
239 Dutch Treat Road
Banner Elk, NC · 1,514 sqft
$419,000
- 2Beds
- 2Baths
- 1,514SqFt
- 1995Year
- 1Days on market
About this home
Discover the perfect mountain retreat just 3 miles from the Lodge at Sugar Mountain Resort. This charming 2-bedroom, 2-bath cabin offers seasonal Grandfather Mountain views and a layout designed for comfort and flexibility. The main level features an open living area with abundant natural light, while the lower-level family room provides additional space for guests, recreation, or cozy evenings. A basement garage adds convenience and good storage for outdoor gear. Ideal as a full-time residence, vacation home, or investment property, this cabin allows both short-term and long-term rentals. Located a short drive to ski slopes, hiking trails, golf, tennis, fishing, local attractions, grocery stores, and pharmacies, this home places the best of the High Country right at your doorstep. Whether you’re seeking adventure or relaxation, this mountain getaway offers it all.
Property details
- Beds
- 2
- Baths
- 2
- SqFt
- 1,514
- Lot
- —
- Year built
- 1995
- Type
- Single Family
- Days on market
- 1
- Garage
- 1
- Heating
- Baseboard, Kerosene
- Cooling
- Window Unit(s)
- Foundation
- Basement
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,083/ month
- Principal & interest
- $2,594
- Property tax (~1.05%)
- $366
- Homeowners insurance
- $122
- HOA dues
- —
Down payment
$20,950 down · $398,050 financed
Income to qualify (28% rule)
~$132,164 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.