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John KurtzCharlotte · NC

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Banner Elk · Banner Elk, NC

239 Dutch Treat Road

Banner Elk, NC · 1,514 sqft

$419,000

  • 2Beds
  • 2Baths
  • 1,514SqFt
  • 1995Year
  • 1Days on market

About this home

Discover the perfect mountain retreat just 3 miles from the Lodge at Sugar Mountain Resort. This charming 2-bedroom, 2-bath cabin offers seasonal Grandfather Mountain views and a layout designed for comfort and flexibility. The main level features an open living area with abundant natural light, while the lower-level family room provides additional space for guests, recreation, or cozy evenings. A basement garage adds convenience and good storage for outdoor gear. Ideal as a full-time residence, vacation home, or investment property, this cabin allows both short-term and long-term rentals. Located a short drive to ski slopes, hiking trails, golf, tennis, fishing, local attractions, grocery stores, and pharmacies, this home places the best of the High Country right at your doorstep. Whether you’re seeking adventure or relaxation, this mountain getaway offers it all.

Property details

Beds
2
Baths
2
SqFt
1,514
Lot
Year built
1995
Type
Single Family
Days on market
1
Garage
1
Heating
Baseboard, Kerosene
Cooling
Window Unit(s)
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,083/ month

Principal & interest
$2,594
Property tax (~1.05%)
$366
Homeowners insurance
$122
HOA dues

Down payment

$20,950 down · $398,050 financed

Income to qualify (28% rule)

~$132,164 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.