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John KurtzCharlotte · NC

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Zirconia · Zirconia, NC

24 Piney Ridge Mountain Road

Zirconia, NC · 1,063 sqft

$295,000

  • 2Beds
  • 1Baths
  • 1,063SqFt
  • 1950Year
  • 1Days on market

About this home

CHARMING ZIRCONIA FARMHOUSE WITH PERMITTED ACCESS TO LAKE SUMMIT JUST MINUTES AWAY! Nestled on 1.2 beautiful acres, this inviting one-level farmhouse blends timeless character, usable land, and the relaxed mountain lifestyle Western North Carolina is known for. Located less than 5 minutes from Lake Summit with permitted lake access through living in the Green River Fire District, this special property offers the perfect opportunity for full-time living or a peaceful mountain getaway. Inside, you’ll find warm and welcoming spaces filled with charm, including a cozy stone fireplace, 2 bedrooms and 1 bath, a spacious country kitchen with beautiful wood cabinetry, a sunny sunroom ideal for morning coffee or afternoon reading, and a large mud porch/laundry area for everyday use. Freshly painted inside and out, the home is move-in ready while still offering endless potential to make it your own. The detached garage/workshop/studio creates incredible flexibility for hobbies, creative projects, woodworking, art space, storage, or future guest overflow. Outside, the dream-worthy yard is filled with mature landscaping, charming stonework, and expansive usable space for gardening, entertaining, outdoor dining, pets, and play. Enjoy the best of mountain and lake living plus nearby hiking, waterfalls, Flat Rock, Hendersonville, and easy access to Asheville. Don't let this one get away!

Property details

Beds
2
Baths
1
SqFt
1,063
Lot
Year built
1950
Type
Single Family
Days on market
1
Garage
1
Heating
Forced Air
Cooling
Ceiling Fan(s)
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,171/ month

Principal & interest
$1,827
Property tax (~1.05%)
$258
Homeowners insurance
$86
HOA dues

Down payment

$14,750 down · $280,250 financed

Income to qualify (28% rule)

~$93,051 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.