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John KurtzCharlotte · NC

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Todd · Todd, NC

2408 Todd Railroad Grade Road

Todd, NC · 1,507 sqft

$389,900

Reduced from $399,900

  • 2Beds
  • 2Baths
  • 1,507SqFt
  • 1981Year
  • 42Days on market

About this home

RIVER VIEWS - MAIN LEVEL LIVING - TWO SEPARATE LIVING SPACES - SHORT-TERM RENTALS ALLOWED - CLOSE TO HIGH COUNTRY ACTIVITIES - Experience mountain living in the Historic Todd Community of Ashe County. This unique mountain getaway offers river views in a peaceful mountain setting. Opportunities abound with this home’s versatile layout. The floor plan features two separate living areas, two separate entrances, one full kitchen, one kitchenette, and the ability to lockout one side of the home. Ideal for the “lockout design”, allowing for half the home to be used as a separate rental unit or guest suite. If you are looking for a home that offers two living quarters or multiple rental opportunities, you’ve found it! One side of the home features one bedroom, a bonus room/sleeping area, full bath, full kitchen, living room, dining area, and laundry. The second side of the home includes one bedroom with ensuite bathroom, living room, dining area, and kitchenette. The multiple outdoor living spaces frame the stunning views of the New River. There are two covered porches, an open firepit area, and wooded space. Nearby recreation includes canoeing, kayaking, and tubing on the New River, hiking at Elk Knob State Park or Blue Ridge Parkway, fishing access at Todd Island Park, and mountain biking at Rocky Knob Mtn Bike Park. Convenience is at your doorstep with Boone only 20 min away, West Jefferson 25 min, and Blowing Rock 35 min. Great location for a weekend getaway. Travel Times: Winston-Salem 1 hr 30 min, Charlotte 2 hr, Raleigh 3 hrs. Main Level Bedroom and Bonus Room/Sleeping Area are heated by plug-in electric wall mounted heaters.

Property details

Beds
2
Baths
2
SqFt
1,507
Lot
Year built
1981
Type
Single Family
Days on market
42
Style
Cabin, Traditional
Heating
Electric, Propane, Other - See Remarks
Cooling
Attic Fan, Ceiling Fan(s), Window Unit(s)
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
View
Mountain(s), Water, Year Round

Features

  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,869/ month

Principal & interest
$2,414
Property tax (~1.05%)
$341
Homeowners insurance
$113
HOA dues

Down payment

$19,495 down · $370,405 financed

Income to qualify (28% rule)

~$122,984 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.