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John KurtzCharlotte · NC

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Denver · Denver, NC

2435 Smith Cove Road

Denver, NC · 3,880 sqft

$675,000

  • 6Beds
  • 3.5Baths
  • 3,880SqFt
  • 2003Year
  • 1Days on market

About this home

Welcome to this stunning 6-bedroom, 3.5-bath retreat in the sought-after Smithstone community — just minutes from the sparkling shores of Lake Norman. Meticulously maintained and beautifully updated throughout, this 3,833 sq ft showpiece offers an exceptional blend of luxury, versatility, and lifestyle that is truly rare at any price.

Step into a grand two-story foyer where rich hardwood floors and an elegant staircase with hardwood railing and white balusters make an immediate impression. Formal living and dining rooms flank the entry, with the dining room showcasing wainscoting, a chandelier, and French doors — perfect for entertaining. A dedicated main-floor home office rounds out the flexible formal spaces.

The heart of the home is an open-concept kitchen and family room designed for real life. The kitchen delivers white cabinetry, dark granite countertops, a large island with bar seating, stainless steel appliances, a tile backsplash, and recessed lighting — all flowing effortlessly into the family room with its cozy gas fireplace. A sunlit sunroom with tile floors, a ceiling fan, and French doors bridges the interior to the spectacular covered rear patio, making indoor-outdoor living a daily pleasure.

The main-floor primary suite is nothing short of a private sanctuary. Featuring rich hardwood floors, a soaring 13-foot tray ceiling, and direct access to the covered patio, this retreat is anchored by a spa-inspired bath that has been thoughtfully reimagined. Unwind in the deep soaking tub framed by elegant stone tile and a graceful arched window, or step into the oversized walk-in shower appointed with a rain showerhead, handheld fixture, built-in bench seat, and sleek matte black hardware. A double vanity with dark wood cabinetry and stone countertops, plus TWO walk-in closets with hardwood floors and custom built-in shelving, complete this one-of-a-kind escape.

Upstairs, a second primary suite with a 9-foot tray ceiling and hardwood floors adds tremendous flexibility — ideal for guests, multi-generational living, or a teen suite. Three additional bedrooms are served by two well-appointed full baths, and the upper landing's arched window overlooking the two-story foyer adds an architectural flourish that sets this home apart.

Outside, the expansive covered patio with stamped concrete, white columns, and a ceiling fan is ready for your next gathering or quiet evening. The fully fenced, lush backyard provides privacy and room to play, while the in-ground irrigation keeps it effortlessly green.

Smithstone residents enjoy a community pool and clubhouse with Lake Norman views, HOA boat storage, and a paddlesport launch — all just 2 minutes away. Convenient access to Charlotte, the airport, Lincoln Charter School, and premier dining and shopping make this address as practical as it is beautiful.

Homes like this don't last. Schedule your showing today.

Property details

Beds
6
Baths
3.5
SqFt
3,880
Lot
Year built
2003
Type
Single Family
Days on market
1
Garage
2
Style
Transitional
Heating
Forced Air, Heat Pump, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Laminate, Tile

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,967/ month

Principal & interest
$4,180
Property tax (~1.05%)
$590
Homeowners insurance
$196
HOA dues

Down payment

$33,750 down · $641,250 financed

Income to qualify (28% rule)

~$212,913 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.