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John KurtzCharlotte · NC

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Concord · Concord, NC

245 Cliffwood Street NW #12

Concord, NC · 1,338 sqft

$245,000

  • 3Beds
  • 2.5Baths
  • 1,338SqFt
  • 2026Year
  • 46Days on market

About this home

Welcome to The Towns at Cliffwood – the Lucas plan, a stunning 3BR / 2.5BA home designed for modern living. Step into the expansive great room, ideal for both relaxing and entertaining, flowing seamlessly into the inviting dining area and beautifully appointed kitchen. Enjoy the elegance of quartz countertops and stainless steel appliances, perfect for the home chef. The spacious primary suite offers a private retreat with a luxurious ensuite, while the additional bedrooms feature generous closet space and their own ensuite bathrooms for added comfort and convenience.

Property details

Beds
3
Baths
2.5
SqFt
1,338
Lot
Year built
2026
Type
Condo
Days on market
46
Style
Other
Heating
Electric, Heat Pump
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$325 / mo

Features

  • Kitchen Island
  • Walk-In Closet(s)
  • Other - See Remarks

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$2,101/ month

Principal & interest
$1,517
Property tax (~0.92%)
$187
Homeowners insurance
$71
HOA dues
$325

Down payment

$12,250 down · $232,750 financed

Income to qualify (28% rule)

~$90,070 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.