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John KurtzCharlotte · NC

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Black Mountain · Black Mountain, NC

257 Pine Street

Black Mountain, NC · 1,874 sqft

$425,000

  • 4Beds
  • 2Baths
  • 1,874SqFt
  • 1945Year
  • 1Days on market

About this home

Come make this charming mountain home your own! The home sits tucked back among the trees in Ridgecrest, a private and peaceful neighborhood that's still convenient to Old 70 and I-40, just a 5 minute drive from downtown Black Mountain and a 25 minute drive from downtown Asheville.

The cabin features beautiful wormy chestnut throughout, tongue and groove pine walls, wild cherry wood floors, and a large stone fireplace with wood-burning heat. The floor plan is spacious and roomy with larger closets than you'd expect from a mountain cabin built in 1945, and features storage space throughout with some cedar lined closets!

The formal dining room can easily serve as a 4th bedroom with the simple addition of a door placed in the doorframe leading to the kitchen or it could stay a formal dining room as previously used. The attic offers 7-foot clearance down the center and could potentially be converted into finished heated living space for a buyer with the right vision. The tall crawlspace even has room to store a compact car behind the lower-level garage door. Mature rhododendron terraced landscaping is ready to be vibrant again with a little TLC.

On Ridgecrest water which was one of the first systems to have clean drinking water restored after Helene. The neighborhood sits at a slight elevation above nearby downtown Black Mountain and the property was untouched by Helene's impacts.

Come make this your very own mountain retreat!

Executor of the Estate makes no representations pertaining to the condition of the property and has never lived in the home.

Property details

Beds
4
Baths
2
SqFt
1,874
Lot
Year built
1945
Type
Single Family
Days on market
1
Heating
Baseboard
Cooling
None
Foundation
Crawl Space

Features

  • Attic Stairs Fixed

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,127/ month

Principal & interest
$2,632
Property tax (~1.05%)
$371
Homeowners insurance
$123
HOA dues

Down payment

$21,250 down · $403,750 financed

Income to qualify (28% rule)

~$134,056 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.