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John KurtzCharlotte · NC

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Harrisburg · Harrisburg, NC

261 Ford Street

Harrisburg, NC · 2,406 sqft

$499,000

  • 3Beds
  • 2Baths
  • 2,406SqFt
  • 2006Year
  • 2Days on market

About this home

Welcome home to this beautifully maintained ranch-style home, perfectly situated on a spacious .46-acre lot backing to a peaceful wooded area for added privacy and serenity. With no HOA, you’ll enjoy the freedom and space to truly make this property your own. The expansive backyard is ideal for gardening, entertaining, or simply relaxing while enjoying the natural surroundings. Inside, the thoughtfully designed split-bedroom floor plan offers both comfort and functionality, along with a dedicated office that provides the perfect space for working from home, hobbies, or quiet study. Beautiful hardwood floors flow throughout the main living areas, creating a warm and inviting atmosphere. The kitchen features granite countertops, abundant cabinetry, and a generous walk-in pantry, making it both stylish and practical for everyday living. The spacious primary suite serves as a private retreat with his-and-her walk-in closets and a luxurious bath complete with a relaxing garden tub. Step outside to enjoy year-round outdoor living on the screened-in porch or gather with family and friends on the large patio featuring a stunning brick outdoor fireplace. The fenced backyard, surround sound system with speakers, and oversized two-car garage add even more appeal to this exceptional home. Offering the perfect blend of comfort, privacy, and outdoor living, this home is ready to welcome its next owners. Located minutes away from major highway, shopping and restaurants.

Property details

Beds
3
Baths
2
SqFt
2,406
Lot
Year built
2006
Type
Single Family
Days on market
2
Garage
2
Heating
Electric, Forced Air
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate, Tile, Wood

Features

  • Attic Stairs Pulldown
  • Cable Prewire
  • Garden Tub
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,672/ month

Principal & interest
$3,090
Property tax (~1.05%)
$436
Homeowners insurance
$145
HOA dues

Down payment

$24,950 down · $474,050 financed

Income to qualify (28% rule)

~$157,398 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.