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John KurtzCharlotte · NC

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Stony Point · Stony Point, NC

261 N Thomas Lane

Stony Point, NC · 1,330 sqft

$299,900

  • 3Beds
  • 1Baths
  • 1,330SqFt
  • 1957Year
  • 37Days on market

About this home

Move-in ready brick ranch offering comfort, functionality, and excellent outdoor space in the heart of Stony Point. This well-maintained three bedroom, one bath home features an inviting interior with an open flow between the living room, dining area, and kitchen—perfect for everyday living and entertaining. The kitchen showcases white cabinetry, ample counter space, and modern finishes, while the spacious living area provides a warm and welcoming atmosphere with updated flooring throughout. Three comfortably sized bedrooms and a full bath complete the main level. A full basement offers abundant storage and additional potential for a workshop, recreation area, or future expansion. Outside, the property sits on a level, well-kept lot with mature landscaping. A standout feature is the detached double garage, equipped with a floor drain and its own mini-split heating and cooling system—ideal for a workshop, hobby space, or climate-controlled storage. Conveniently located near local amenities while offering a peaceful setting, this property combines practicality and value with room to grow.

Property details

Beds
3
Baths
1
SqFt
1,330
Lot
Year built
1957
Type
Single Family
Days on market
37
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement, Crawl Space

Features

  • Kitchen Island

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,207/ month

Principal & interest
$1,857
Property tax (~1.05%)
$262
Homeowners insurance
$87
HOA dues

Down payment

$14,995 down · $284,905 financed

Income to qualify (28% rule)

~$94,596 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.