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John KurtzCharlotte · NC

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Maggie Valley · Maggie Valley, NC

2629 Soco Road

Maggie Valley, NC · 2,460 sqft

$638,750

  • 4Beds
  • 4Baths
  • 2,460SqFt
  • 1951Year
  • 2Days on market

About this home

RARE RESIDENTIAL/COMMERCIAL OPPORTUNITY IN THE HEART OF MAGGIE VALLEY. Set on a level .92-acre lot with a distinctive granite stone exterior, this spacious ranch with basement offers the comfort of a well-appointed residence paired with the flexibility of C-1 zoning, allowing residential and/or commercial use. Previously used as both an insurance office and real estate office, the property is ideal for a buyer who wants room to live, work, store equipment, park trailers, or create a highly flexible basecamp in the mountains. Potential uses may include office, contractor or landscape business, vacation rental concept, motorcycle-friendly lodging, or other approved C-1 uses.

The main level features approximately 2,460 heated square feet with 4 bedrooms and 3 full baths, gleaming wood floors, a split-bedroom layout, spacious living and dining areas, and a remodeled kitchen with walk-in pantry. The generous primary suite includes a lounge area, expansive walk-in closet with built-ins, whirlpool tub area, roll-in tiled shower, large vanity area, and additional built-in storage.

The basement offers approximately 1,340 additional square feet not counted in heated living area due to ceiling height, of 6’11 1/2” inches (less than 1/2 inch of required height) but it is heated and cooled and offers exceptional versatility with a separate exterior entrance, second kitchen, full bath, laundry closet, stained concrete floor, and space for recreation, storage, workshop, office, or guest overflow. Laundry is available on both the main level and basement level. Recent improvements include interior paint, refinished living room floor, updated lighting, new front concrete patio, new gravel drive, new vapor barrier, exterior pressure washing, roof pressure washing, new chimney cover, new front gutter, and more. With city water/sewer, easy Soco Road access, generous parking, and room for trailers, RVs, boats, or equipment, this property offers a rare blend of mountain character, practical utility, and investment flexibility.

Property details

Beds
4
Baths
4
SqFt
2,460
Lot
Year built
1951
Type
Single Family
Days on market
2
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement, Crawl Space
Flooring
Tile, Wood
View
Mountain(s)

Features

  • Attic Stairs Fixed
  • Cable Prewire
  • Split Bedroom
  • Walk-In Closet(s)
  • Whirlpool

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,701/ month

Principal & interest
$3,955
Property tax (~1.05%)
$558
Homeowners insurance
$186
HOA dues

Down payment

$31,937 down · $606,812 financed

Income to qualify (28% rule)

~$201,478 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.