Lake Lure · Lake Lure, NC
263 O Messersmith Road
Lake Lure, NC · 1,180 sqft
$415,000
- 2Beds
- 1.5Baths
- 1,180SqFt
- 1964Year
- 1Days on market
About this home
Charming 2-bedroom, 1.5-bath cottage offering scenic mountain views and exceptional outdoor living. The beautifully landscaped front yard welcomes you with a classic white picket fence, arbor, and inviting fire pit area, creating the perfect setting to relax and enjoy the surroundings. Designed for easy, low-maintenance living, the home features an open floor plan highlighted by a stone wood-burning fireplace, bamboo flooring, and a well-appointed kitchen with abundant cabinetry and a convenient wet bar. The spacious primary bedroom offers two closets and easy access to a full bath featuring an oversized vanity and tub/shower combination. A guest bedroom and half bath, combined with the laundry area, provide added functionality and convenience. Take in the mountain views from the charming screened front porch, complete with a bed swing for ultimate relaxation. The expansive back deck features a metal gazebo, making it ideal for outdoor entertaining. An outbuilding provides excellent storage space and includes a separate workshop for hobbies or projects. Situated on approximately 0.85 acres just outside the town limits, the home remains close to local restaurants grocery stores. Whether you're searching for a full-time residence, mountain retreat, or investment opportunity, this charming property offers the perfect blend of comfort, character, and breathtaking views.
Property details
- Beds
- 2
- Baths
- 1.5
- SqFt
- 1,180
- Lot
- —
- Year built
- 1964
- Type
- Single Family
- Days on market
- 1
- Style
- Cottage
- Heating
- Ductless
- Cooling
- Ductless
- Foundation
- Crawl Space
- Flooring
- Bamboo, Vinyl
- View
- Mountain(s), Year Round
Features
- Breakfast Bar
- Kitchen Island
- Open Floorplan
- Wet Bar
- Fire Pit
Payment estimate
Estimated monthly payment
Includes P&I, tax, insurance
$3,054/ month
- Principal & interest
- $2,570
- Property tax (~1.05%)
- $363
- Homeowners insurance
- $121
- HOA dues
- —
Down payment
$20,750 down · $394,250 financed
Income to qualify (28% rule)
~$130,902 / year household
A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.
Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.