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John KurtzCharlotte · NC

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Lake Lure · Lake Lure, NC

263 O Messersmith Road

Lake Lure, NC · 1,180 sqft

$415,000

  • 2Beds
  • 1.5Baths
  • 1,180SqFt
  • 1964Year
  • 1Days on market

About this home

Charming 2-bedroom, 1.5-bath cottage offering scenic mountain views and exceptional outdoor living. The beautifully landscaped front yard welcomes you with a classic white picket fence, arbor, and inviting fire pit area, creating the perfect setting to relax and enjoy the surroundings. Designed for easy, low-maintenance living, the home features an open floor plan highlighted by a stone wood-burning fireplace, bamboo flooring, and a well-appointed kitchen with abundant cabinetry and a convenient wet bar. The spacious primary bedroom offers two closets and easy access to a full bath featuring an oversized vanity and tub/shower combination. A guest bedroom and half bath, combined with the laundry area, provide added functionality and convenience. Take in the mountain views from the charming screened front porch, complete with a bed swing for ultimate relaxation. The expansive back deck features a metal gazebo, making it ideal for outdoor entertaining. An outbuilding provides excellent storage space and includes a separate workshop for hobbies or projects. Situated on approximately 0.85 acres just outside the town limits, the home remains close to local restaurants grocery stores. Whether you're searching for a full-time residence, mountain retreat, or investment opportunity, this charming property offers the perfect blend of comfort, character, and breathtaking views.

Property details

Beds
2
Baths
1.5
SqFt
1,180
Lot
Year built
1964
Type
Single Family
Days on market
1
Style
Cottage
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space
Flooring
Bamboo, Vinyl
View
Mountain(s), Year Round

Features

  • Breakfast Bar
  • Kitchen Island
  • Open Floorplan
  • Wet Bar
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,054/ month

Principal & interest
$2,570
Property tax (~1.05%)
$363
Homeowners insurance
$121
HOA dues

Down payment

$20,750 down · $394,250 financed

Income to qualify (28% rule)

~$130,902 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.