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John KurtzCharlotte · NC

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Denver · Denver, NC

264 Flat Rock Drive

Denver, NC · 1,428 sqft

$399,900

  • 2Beds
  • 2Baths
  • 1,428SqFt
  • 2017Year
  • 37Days on market

About this home

Exclusive 55+ Community: Single-Level Ranch Perfection

Discover the ease and comfort of ranch home living in this desirable 55 and over community. This thoughtfully designed residence offers 2 bedrooms and 2 full bathrooms, providing ample space and privacy.

The heart of the home is the open floor plan, which creates a seamless flow from the well-appointed kitchen into the family room—an ideal layout for entertaining and day-to-day life.

Retreat to the primary bedroom suite, featuring a spacious full ensuite bath and a large walk-in closet for ultimate convenience.

Outside, enjoy true relaxation on your large covered screened-in back porch. This tranquil space overlooks a private backyard, perfect for enjoying quiet mornings or peaceful evenings.

Experience low-maintenance, comfortable living in a fantastic active adult community.

Property details

Beds
2
Baths
2
SqFt
1,428
Lot
Year built
2017
Type
Single Family
Days on market
37
Garage
1
Style
Ranch
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air
Foundation
Slab
Flooring
Carpet, Vinyl
HOA dues
$539 / mo

Features

  • Attic Other
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Walk-In Closet(s)
  • Lawn Maintenance

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,482/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues
$539

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$149,239 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.