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John KurtzCharlotte · NC

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Rutherfordton · Rutherfordton, NC

265 Phillip Henderson Road

Rutherfordton, NC · 3,361 sqft

$3,400,000

  • 4Beds
  • 4Baths
  • 3,361SqFt
  • 2003Year
  • 341Days on market

About this home

Nestled on 72+ acres of rolling pasture at the base of the Blue Ridge Mountains, this exceptional estate is a rare fusion of luxury, versatility, and breathtaking views. The primary residence offers 3,361 sqft of elegant living with three en-suite bedrooms, soaring 20 ft. ceilings, a gourmet kitchen, and a seamless connection to a private guest house via a charming breezeway. Designed for entertaining and lifestyle flexibility, the estate features a stunning pool, hot tub, 2 covered pavilions, and expansive terraces. Mulltiple guest cabins, and 16 bay vintage-style garage and motorcoach-ready storage building—convertible to equestrian use. A separate event center with ballroom, bar, prep kitchen and outdoor pavilion adds limitless possibilities. Above event center is another guest apartment/bridal suite. Whether you're a horse enthusiast, event host/entertainer, or car collector, this gated estate redefines private luxury living—just minutes from Tryon International Equestrian Center.

Property details

Beds
4
Baths
4
SqFt
3,361
Lot
Year built
2003
Type
Single Family
Days on market
341
Garage
17
Style
European
Heating
Heat Pump
Cooling
Central Air, Gas, Heat Pump
Foundation
Crawl Space
Flooring
Carpet, Concrete, Laminate, Tile, Wood
View
Long Range, Mountain(s), Year Round

Features

  • Breakfast Bar
  • Built-in Features
  • Garden Tub
  • Hot Tub
  • Open Floorplan
  • Pantry
  • Split Bedroom
  • Storage
  • Walk-In Closet(s)
  • Other - See Remarks
  • Fence
  • Hot Tub
  • In-Ground Irrigation

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$25,023/ month

Principal & interest
$21,057
Property tax (~1.05%)
$2,975
Homeowners insurance
$991
HOA dues

Down payment

$170,000 down · $3,230,000 financed

Income to qualify (28% rule)

~$1,072,450 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.