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John KurtzCharlotte · NC

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Rock Hill · Rock Hill, SC

2656 Stonetrace Drive

Rock Hill, SC · 2,533 sqft

$489,000

Reduced from $539,000

  • 3Beds
  • 2.5Baths
  • 2,533SqFt
  • 2005Year
  • 127Days on market

About this home

Beautiful home in the desirable Stonetrace subdivision, tucked away on a quiet cul-de-sac. This 3-bedroom, 2.5-bath home features elegant moldings throughout and a primary ensuite conveniently located on the main level. The spacious layout includes a bonus room and a loft area that is perfect for a home office or study. The kitchen offers a breakfast area and flows into an attached sitting room, ideal for everyday living or entertaining. Recent updates include a new roof (2024), HVAC replacement (2025), an encapsulated crawl space with a dehumidifier (2025), along with new carpet and fresh interior paint in 2026. Conveniently located near shopping, medical facilities, the hospital, and with easy access to the interstate.

Property details

Beds
3
Baths
2.5
SqFt
2,533
Lot
Year built
2005
Type
Single Family
Days on market
127
Garage
2
Style
Traditional
Heating
Central, Natural Gas
Cooling
Central Air, Electric
Foundation
Crawl Space
Flooring
Carpet, Tile, Wood
HOA dues
$390 / yr

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Garden Tub
  • Pantry
  • Walk-In Closet(s)

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,631/ month

Principal & interest
$3,028
Property tax (~1.05%)
$427
Homeowners insurance
$142
HOA dues
$32

Down payment

$24,450 down · $464,550 financed

Income to qualify (28% rule)

~$155,637 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.