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John KurtzCharlotte · NC

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Denver · Denver, NC

2678 Lake Shore Road S

Denver, NC · 1,883 sqft

$800,000

  • 4Beds
  • 2Baths
  • 1,883SqFt
  • 1973Year
  • 69.96x206.54x99.97x217.31Lot
  • 2Days on market

About this home

RARE opportunity for waterfront living with a pool on Lake Norman! Nestled on a charming cove, this property offers the perfect combination of lake life, outdoor entertaining, and investment potential. The gently sloping backyard is designed for enjoying the outdoors with a fire pit area, grassy yard, and a pool surrounded by expansive decking for sunning, grilling, and gatherings with friends and family. There is also a private dock for your boat plus a level shoreline ideal for jet skis, paddleboards, kayaks, and more.

This split-level home features 4 bedrooms, 2 full baths, a bonus room, and dedicated office space. The main level offers an open floor plan with spacious living areas plus 3 bedrooms. The lower level includes an additional bedroom with en suite bath, bonus room, and office area—perfect for guests, multigenerational living, or flexible use spaces.

Enjoy incredible views from the oversized 42’ x 12’ upper deck that spans the length of the home and overlooks the backyard, pool, cove, and lake. A covered concrete patio below provides even more entertaining space and includes an oversized outdoor shower. Additional highlights include a one-car garage that doubles as an excellent workshop, circular driveway, extra parking area for a boat or trailer, and a large garden space cultivated by the current owners. No known covenants & no HOA. Fantastic opportunity for a full-time residence, vacation getaway, or investment property!

Dock is permitted and is 12' x 10' Deck on home is 42' x 12' Pool decks are 12.5' x 12' 21.7' x 8' & 10.7' x 8.7'

Property details

Beds
4
Baths
2
SqFt
1,883
Lot
69.96x206.54x99.97x217.31
Year built
1973
Type
Single Family
Days on market
2
Garage
1
Style
Traditional
Heating
Electric, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Electric, Heat Pump
Foundation
Basement
Flooring
Bamboo, Laminate, Tile
View
Water

Features

  • Breakfast Bar
  • Built-in Features
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Fire Pit
  • Outdoor Shower

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$5,887/ month

Principal & interest
$4,954
Property tax (~1.05%)
$700
Homeowners insurance
$233
HOA dues

Down payment

$40,000 down · $760,000 financed

Income to qualify (28% rule)

~$252,341 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.