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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2707 Cotton Planter Lane

Charlotte, NC · 3,477 sqft

$849,000

  • 6Beds
  • 3.5Baths
  • 3,477SqFt
  • 1996Year
  • 3Days on market

About this home

Stunning updated home in the highly sought-after Providence Plantation neighborhood with a primary suite on the main level! This spacious 6-bedroom, 3.5-bath home offering comfortable living space on a generous .30-acre lot. Step inside to gleaming hardwoods throughout the main living areas and an inviting entryway. Formal living and dining rooms provide elegant space for entertaining, while the open great room with a cozy brick fireplace flows seamlessly into the kitchen and breakfast area. The kitchen boasts stainless steel appliances, tile backsplash, and a convenient breakfast bar. The main-level primary suite features an updated bath with granite counters, dual sinks, tile flooring, a jetted tub, and a frameless shower. Upstairs, you'll find four additional bedrooms, two full baths, and a versatile bonus room with closet space—ideal for a home office, playroom, or guest suite. Recent updates include composite deck (2025), fresh interior paint (2021), new garage doors and openers (2020), and updated lighting. Outside, enjoy the spacious upper and lower decks overlooking a beautiful, private backyard with a creek view. Mature azaleas line the natural stone paver walkway, and the front yard features an irrigation and drip system. Conveniently located with easy access to top-rated schools, shopping, dining, and major highways. This move-in-ready gem won't last long—schedule your private showing today! Open House Sat: 12-3 Sun: 11-2

Property details

Beds
6
Baths
3.5
SqFt
3,477
Lot
Year built
1996
Type
Single Family
Days on market
3
Garage
2
Style
Traditional, Transitional
Heating
Forced Air, Natural Gas
Cooling
Ceiling Fan(s), Central Air
Foundation
Crawl Space

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$6,248/ month

Principal & interest
$5,258
Property tax (~1.05%)
$742
Homeowners insurance
$247
HOA dues

Down payment

$42,450 down · $806,550 financed

Income to qualify (28% rule)

~$267,797 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.