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John KurtzCharlotte · NC

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Charlotte · Charlotte, NC

2732 Providence Spring Lane

Charlotte, NC · 3,867 sqft

$824,900

Reduced from $900,000

  • 4Beds
  • 3.5Baths
  • 3,867SqFt
  • 1995Year
  • 74Days on market

About this home

Stately 2-story with a beautifully finished basement offering the perfect blend of luxury, space, and everyday comfort. From the moment you enter, you’ll appreciate the bright open floor plan designed for both entertaining and functional living. The main level features formal living and dining rooms, a spacious family room, and an updated chef-inspired kitchen with granite countertops, abundant cabinetry, expansive prep space, new stainless appliances, Butler’s Pantry, and a large breakfast area overlooking the backyard.

The oversized primary suite is a true retreat featuring a massive walk-in closet and spa-like bath with ceramic tile floors, dual granite vanities with sitting area, whirlpool tub, and separate walk-in shower. Upstairs also includes three generously sized secondary bedrooms, a dedicated office/flex room, and convenient attic storage.

The fully finished basement is an entertainer’s dream with an enormous recreation area ideal for a pool table, media room, or game space, plus an impressive bar featuring glass cabinetry, sink, mini fridge, and icemaker. A separate fitness/recreation room and full bath complete the lower level.

Outdoor living is equally inviting with a large deck and paver patio overlooking a private backyard where peaceful evenings and occasional visits from deer create a relaxing natural setting. Additional highlights include an oversized 2-car garage with extensive built-in storage, plus recent HVAC, water heater, and appliance updates. Fantastic location with quick access to the new I-485 exit, YMCA, shopping, dining, and everyday conveniences. This home truly offers the space, upgrades, and lifestyle today’s buyers are searching for.

Property details

Beds
4
Baths
3.5
SqFt
3,867
Lot
Year built
1995
Type
Single Family
Days on market
74
Garage
2
Heating
Forced Air, Natural Gas
Cooling
Central Air, Multi Units
Foundation
Basement
Flooring
Carpet, Tile, Vinyl, Wood
HOA dues
$80 / yr

Features

  • Attic Walk In

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$6,077/ month

Principal & interest
$5,108
Property tax (~1.05%)
$721
Homeowners insurance
$240
HOA dues
$6

Down payment

$41,245 down · $783,655 financed

Income to qualify (28% rule)

~$260,481 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.