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John KurtzCharlotte · NC

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Clyde · Clyde, NC

274 Charles Street

Clyde, NC · 2,230 sqft

$565,000

  • 4Beds
  • 2.5Baths
  • 2,230SqFt
  • 1899Year
  • 1Days on market

About this home

Step into the charm of this beautifully remodeled 1899 farmhouse, where timeless character meets modern convenience. A welcoming front porch invites you in, leading to a spacious interior with soaring 9.5-foot ceilings and wide plank commercial-grade vinyl flooring. The main level features two bedrooms and a full bath, along with a warm, inviting country kitchen and formal dining and living room perfect for gathering. Upstairs offers two additional bedrooms and another full bath, providing flexible living space for family, guests, or work-from-home needs. A convenient mudroom includes a half bath and laundry area. Major updates bring peace of mind, including new wiring and plumbing, open-cell foam insulation, LP Smart Siding, and an 8-year-old metal roof. Comfort is ensured year-round with a natural gas furnace and A/C on the main level, plus a heat pump upstairs. A Navien tankless water heater adds efficiency. Enjoy outdoor living on the oversized covered back deck, complete with an outdoor sink—ideal for entertaining or relaxing. Full RV/Motorhome Hookup. Located in Clyde’s C-2 Commercial district, this versatile property could be a residence, office, or event venue, offering endless possibilities. Updated, move in ready and rich with history!

Property details

Beds
4
Baths
2.5
SqFt
2,230
Lot
Year built
1899
Type
Single Family
Days on market
1
Style
Farmhouse
Heating
Central, Forced Air, Heat Pump
Cooling
Ceiling Fan(s), Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl
View
City

Features

  • Attic Walk In
  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,158/ month

Principal & interest
$3,499
Property tax (~1.05%)
$494
Homeowners insurance
$164
HOA dues

Down payment

$28,250 down · $536,750 financed

Income to qualify (28% rule)

~$178,216 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.