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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

274 N 4th Street

Albemarle, NC · 3,578 sqft

$335,000

Reduced from $365,000

  • 5Beds
  • 2.5Baths
  • 3,578SqFt
  • 1937Year
  • 118Days on market

About this home

Fall in love with the perfect blend of timeless character and modern updates in this beautifully maintained vintage gem! This inviting 5-bedroom, 2.5-bath home showcases gorgeous hardwood floors throughout, spacious bedrooms with one on the main floor, a lovely sunroom, a rooftop terrace off the primary bedroom, original doorknobs and features, a basement for workshop or hobbies, plus SO much more! Outside, you’ll find ample parking and plenty of room to create your dream garden or outdoor retreat. Modern updated windows, energy-efficient heat and AC, and a recent roof make this home a true gem. Location is everything, and this home delivers—just a short walk to parks, schools, and local restaurants, giving you the best of convenience and community. Homes like this don’t come along often—full of charm, space, and opportunity. Schedule your private showing today and see it for yourself!

Property details

Beds
5
Baths
2.5
SqFt
3,578
Lot
Year built
1937
Type
Single Family
Days on market
118
Style
Williamsburg
Heating
Central
Cooling
Central Air
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,465/ month

Principal & interest
$2,074
Property tax (~1.05%)
$293
Homeowners insurance
$97
HOA dues

Down payment

$16,750 down · $318,250 financed

Income to qualify (28% rule)

~$105,668 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.