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John KurtzCharlotte · NC

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Hudson · Hudson, NC

277 & 275 Hilltop Street

Hudson, NC · 2,396 sqft

$400,000

Reduced from $435,000

  • 6Beds
  • 4Baths
  • 2,396SqFt
  • 1964Year
  • IrregularLot
  • 21Days on market

About this home

Spacious 4/BR, 3/BA home with additional 2/BR, 1 BA garage apartment located in Hudson, NC, situated on 0.86 acres; additional parcel of 0.2 acres located behind the home is included in the sale. The home features an open-concept living dining, kitchen, plus a laundry area, and den. Updates include a new HVAC system in 2025, recently painted walls and ceiling in bedrooms, and new kitchen range. Roof replaced in 2021; windows, electrical wiring, plumbing, and kitchen updated in the 1980s. Hardwood floors and kitchen cabinets, granite countertops, two fireplaces...in living room and den. Garage apartment was built in 2010 and is currently rented; owner asks that they not be disturbed.

Property details

Beds
6
Baths
4
SqFt
2,396
Lot
Irregular
Year built
1964
Type
Single Family
Days on market
21
Garage
2
Style
Ranch
Heating
Forced Air, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Tile, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,477
Property tax (~1.05%)
$350
Homeowners insurance
$116
HOA dues

Down payment

$20,000 down · $380,000 financed

Income to qualify (28% rule)

~$126,171 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.