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John KurtzCharlotte · NC

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Ruby · Ruby, SC

2772 HWY 109 Highway S

Ruby, SC · 1,215 sqft

$215,000

  • 3Beds
  • 1Baths
  • 1,215SqFt
  • 1958Year
  • 144Days on market

About this home

Welcome home to a little country retreat! Just over 1200 sqft, this little ranch is perfect for just about anyone who wants space, tranquility, and plenty of buildings for toys, workshops, or livestock. The current owners have been slowly working on the home to get it up to their own dream home standards, however, now the new owner has the opportunity to finish out the property with their own touches! The sellers are planning to continue on with some of their projects previously planned throughout the listing process, and a buyer could easily have some say on those changes once under contract. Major updates in the last few years have been: Roof replaced 2015, HVAC replaced in 2021, replaced old fuse electrical box with new updated panel, pumped and installed new drain lines for the septic tank, added the screened in porch, converted the previously attached carport into additional heated living space. About 20 minutes from Pageland and 10 minutes to Chesterfield, the property is not far from conveniences, but the peace walking around the property is hard to beat!

Property details

Beds
3
Baths
1
SqFt
1,215
Lot
Year built
1958
Type
Single Family
Days on market
144
Heating
Central, Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl, Wood

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$1,582/ month

Principal & interest
$1,331
Property tax (~1.05%)
$188
Homeowners insurance
$62
HOA dues

Down payment

$10,750 down · $204,250 financed

Income to qualify (28% rule)

~$67,817 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.