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John KurtzCharlotte · NC

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Monroe · Monroe, NC

2820 Monterrey Lane #103

Monroe, NC · 2,090 sqft

$554,900

  • 4Beds
  • 2.5Baths
  • 2,090SqFt
  • 1999Year
  • 1Days on market

About this home

Elegant full-brick home nestled on a little over half-acre lot in an established neighborhood with mature trees and timeless curb appeal. This beautifully maintained property features a side-entry 2-car garage, fully fenced backyard, private in-ground pool and a wooded setting, perfect for relaxing or entertaining. Enjoy summer days by the gorgeous inground pool, evenings under the charming café lights, and grilling on the maintenance free back deck. An outdoor storage building provides added convenience for tools, hobbies, or seasonal items. Inside, the open floor plan is filled with natural light and impressive architectural details including a dramatic two-story living room and soaring vaulted ceilings that flow seamlessly into the kitchen. The primary suite is conveniently located on the main level and features a spacious ensuite bath and walk-in closet. Upstairs offers three additional bedrooms, a bonus room and a full bath, providing plenty of space for family, guests, or a home office.

A rare combination of privacy, character, and functional living spaces in a sought-after established community.

Property details

Beds
4
Baths
2.5
SqFt
2,090
Lot
Year built
1999
Type
Single Family
Days on market
1
Garage
2
Style
Traditional
Heating
Forced Air, Natural Gas
Cooling
Central Air
Foundation
Crawl Space
Flooring
Carpet, Tile, Vinyl
HOA dues
$490 / yr

Features

  • Attic Stairs Pulldown
  • Entrance Foyer
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Fire Pit

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$4,124/ month

Principal & interest
$3,436
Property tax (~1.05%)
$485
Homeowners insurance
$161
HOA dues
$40

Down payment

$27,745 down · $527,155 financed

Income to qualify (28% rule)

~$176,780 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.