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John KurtzCharlotte · NC

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Canton · Canton, NC

286 Pioneer Ridge Road

Canton, NC · 1,707 sqft

$450,000

  • 3Beds
  • 2Baths
  • 1,707SqFt
  • 1991Year
  • 32Days on market

About this home

Mountain top getaway perched above 4,000 feet, offering cool breezes and a true sense of retreat. The home enjoys a peaceful setting with wintertime mountain views that open up the surrounding landscape. Relax on the spacious porch, perfect for morning coffee or evenings under the stars. Inside, a wood burning fireplace anchors the living space, creating a warm and inviting mountain ambiance. Nestled on approximately one acre, the property includes an outbuilding with electric, ideal for a workshop, studio, or hobby space. Bordering Canton’s Rough Creek Watershed, the property is enhanced by a serene natural backdrop. Fruit trees and grapevines add to the charm of this peaceful, high-elevation setting. Whether as a full-time residence or mountain escape, this property offers character, and timeless mountain living.

Property details

Beds
3
Baths
2
SqFt
1,707
Lot
Year built
1991
Type
Single Family
Days on market
32
Style
Rustic
Heating
Baseboard, Electric
Cooling
None
Foundation
Crawl Space
Flooring
Laminate, Vinyl, Wood
View
Winter
HOA dues
$600 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$3,361/ month

Principal & interest
$2,786
Property tax (~1.05%)
$393
Homeowners insurance
$131
HOA dues
$50

Down payment

$22,500 down · $427,500 financed

Income to qualify (28% rule)

~$144,084 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

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When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.