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John KurtzCharlotte · NC

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Flat Rock · Flat Rock, NC

287 Duncan Road

Flat Rock, NC · 1,058 sqft

$324,895

Reduced from $369,000

  • 3Beds
  • 2Baths
  • 1,058SqFt
  • 1979Year
  • 7Days on market

About this home

Welcome Home! Imagine pulling into your own garage, stepping inside, and feeling instantly at ease. This sweet brick home in a prime central location — just minutes from downtown and shopping — has everything you need to simply move in and start living.

With three bedrooms, two full baths, and beautiful finished floors throughout, the space feels warm and ready to welcome you.

The kitchen is where this home truly shines. Picture yourself cooking and gathering around gorgeous granite countertops, with sleek stainless steel appliances that make everyday meals feel like something special. Whether you're brewing your morning coffee or hosting friends for dinner, this kitchen is the kind you'll actually love spending time in.

And the outside? Nearly effortless. Brick and vinyl siding plus a durable metal roof mean more time enjoying your home and less time maintaining it.

Definitely a rare find that won't stay on the market long!

Property details

Beds
3
Baths
2
SqFt
1,058
Lot
Year built
1979
Type
Single Family
Days on market
7
Garage
1
Style
Ranch
Heating
Heat Pump
Cooling
Central Air, Heat Pump
Foundation
Crawl Space
Flooring
Vinyl

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,391/ month

Principal & interest
$2,012
Property tax (~1.05%)
$284
Homeowners insurance
$94
HOA dues

Down payment

$16,244 down · $308,650 financed

Income to qualify (28% rule)

~$102,480 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.