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John KurtzCharlotte · NC

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Albemarle · Albemarle, NC

28838 Hwy 73 Highway

Albemarle, NC · 2,318 sqft

$444,900

Reduced from $459,400

  • 4Beds
  • 2.5Baths
  • 2,318SqFt
  • 2023Year
  • 187x298Lot
  • 21Days on market

About this home

Welcome to this stunning farmhouse-style retreat nestled on just under an acre of nature lover's paradise — complete with a wooded backyard, babbling creek, and the kind of privacy that's nearly impossible to find. From the moment you arrive, the charcoal board-and-batten exterior, covered front porch, and landscape lighting set the tone for what awaits inside. Step through the foyer, and you're immediately greeted by a thoughtfully designed first floor featuring laminate wood flooring throughout. A private office off the foyer with double French doors is tucked away from the main living areas, making it ideal for remote work or a quiet retreat. The open-concept great room impresses with soaring natural wood ceiling beams, an electric fireplace framed in shiplap, recessed lighting, and a wall of windows overlooking the lush wooded backyard — all flowing seamlessly into the kitchen. The kitchen is an absolute showstopper and the heart of this home. White shaker cabinets with glass-front uppers are paired with a dramatic artisan tile backsplash, quartz countertops, and a large custom island with seating. A ceramic farmhouse sink is centered under a window with backyard views, and the stainless steel appliance package includes double wall ovens, an electric cooktop, a dishwasher, and a microwave. Pendant and recessed lighting, black hardware, and an oversized pantry with a built-in butler's pantry — perfectly styled as a coffee bar — complete this chef's dream space. The informal dining area features a built-in table with a quartz countertop connected to the island, plus French doors that open to the impressive 20x20 deck with cable railing, overlooking a stunning canopy of mature trees and the creek below. Whether you're sipping morning coffee or entertaining at sunset, this outdoor space is pure magic. Also on the main level is a stylish powder room with a quartz vanity and black fixtures. The finished attached two-car garage features epoxy flooring, a MyQ smart opener, recessed lighting, and extra storage. Upstairs, the spacious landing leads to four well-sized bedrooms, all with laminate wood flooring and ceiling fans. The primary suite offers a large walk-in custom closet and a spa-quality ensuite with a double quartz vanity, black fixtures, and an oversized walk-in tile shower with wave-texture wall tile, dual niches, mosaic floor tile, and a window that brings the outdoors in. Three additional bedrooms are generously sized — each with laminate wood flooring and ceiling fans — with one bedroom offering peaceful wooded views through dual windows. All three are served by a well-appointed hall bath with quartz vanity, black fixtures, and a tub/shower combo. A laundry room that redefines the standard — white cabinetry, quartz countertop, artisan tile backsplash, floating wood shelf, and a window. Exterior extras include black gutters, landscape lighting, an extra parking pad, and a creek-side backyard that truly cannot be replicated. And the location? Better than you'd expect. Less than 10 miles to Lake Tillery, under 4 miles to Uwharrie Vineyards, ~3 miles to Downtown Albemarle — Goody Shop Cafe, Connie's Coffee and Cafe, Five Points Public House, Albemarle Sweet Shop & more. Catch summer baseball with the local Wampus Cats at Don Montgomery Park, and within about an hour of Uptown Charlotte. This one is special — and homes like this don't come around often in this area.

Property details

Beds
4
Baths
2.5
SqFt
2,318
Lot
187x298
Year built
2023
Type
Single Family
Days on market
21
Garage
2
Heating
Electric
Cooling
Central Air
Foundation
Crawl Space
Flooring
Laminate

Features

  • Attic Stairs Pulldown
  • Breakfast Bar
  • Entrance Foyer
  • Kitchen Island
  • Open Floorplan
  • Pantry
  • Walk-In Closet(s)
  • Walk-In Pantry

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$3,274/ month

Principal & interest
$2,755
Property tax (~1.05%)
$389
Homeowners insurance
$129
HOA dues

Down payment

$22,245 down · $422,655 financed

Income to qualify (28% rule)

~$140,333 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.