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John KurtzCharlotte · NC

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Cleveland · Cleveland, NC

2890 Hobson Road

Cleveland, NC · 2,479 sqft

$399,900

Reduced from $459,900

  • 3Beds
  • 2.5Baths
  • 2,479SqFt
  • 1981Year
  • 175Days on market

About this home

Looking for a home that offers multi-generational living & room for endless possibilities? Welcome to your peaceful country retreat! Nestled on 2.24 acres, this inviting 3 Bedroom, 2.5 Bath home blends privacy, comfort, and versatility. Inside, you’ll find a bright and spacious living area, two generously sized bedrooms on the main level, a dedicated office, and a convenient laundry/mud room. The finished basement truly sets this home apart. It features a private entrance, full kitchen, bedroom, full bath, and an additional flex room that can easily serve as a second bedroom, office, or bonus space. With ample storage, including a walk-in closet, this layout is ideal for multi-generational living, an in-law suite, guest quarters, or even potential rental income. Step outside to enjoy the peaceful rural setting, perfect for gardening, animals, or simply unwinding in nature. The impressive 24x24 outbuilding is complete with electricity and insulation, making it the perfect space for hobbies, a workshop, or even a small business opportunity. Whether you're searching for a private homestead or a property with incredible flexibility and income potential, this one truly has it all.

Property details

Beds
3
Baths
2.5
SqFt
2,479
Lot
Year built
1981
Type
Single Family
Days on market
175
Garage
1
Style
Ranch
Heating
Heat Pump
Cooling
Heat Pump
Foundation
Basement

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$2,943/ month

Principal & interest
$2,476
Property tax (~1.05%)
$349
Homeowners insurance
$116
HOA dues

Down payment

$19,995 down · $379,905 financed

Income to qualify (28% rule)

~$126,139 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.