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John KurtzCharlotte · NC

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Waynesville · Waynesville, NC

29 Polka Lane

Waynesville, NC · 530 sqft

$154,000

Reduced from $169,900

  • 2Beds
  • 1Baths
  • 530SqFt
  • 1999Year
  • 113Days on market

About this home

Welcome to easy mountain living at 29 Polka Lane, located in a well-maintained 55+ community just minutes from downtown Waynesville, Lake Junaluska and Maggie Valley. This home offers 360-degree mountain views, enjoyed from a peaceful valley setting with level, paved roads that make everyday access simple and stress-free. With one primary bedroom, and another room that can be used as a bedroom, office, home-gym or other flex-space, this property offers considerably more square footage than typical park models.

Inside, the home features three mini-split systems for efficient, customizable comfort year-round, along with a gas range that will appeal to anyone who enjoys cooking. The large, updated bathroom provides modern convenience and generous space, adding to the home’s comfortable and functional layout.

Outside, an additional storage shed/workshop offers plenty of room for hobbies, tools, or extra storage. And you will love relaxing on the spacious front porch, enjoying the scenery while entertaining with friends and family.

This property is ideal for those seeking low-maintenance living, scenic beauty, and a welcoming community atmosphere, all while staying close to Maggie Valley and Waynesville’s shops, dining, and local amenities. This property is being offered fully furnished...the seller will be removing some small personal items. 29 Polka Lane delivers the combination of comfort, accessibility, and mountain charm that makes Western North Carolina so desirable.

Property details

Beds
2
Baths
1
SqFt
530
Lot
Year built
1999
Type
Single Family
Days on market
113
Heating
Ductless
Cooling
Ductless
Foundation
Crawl Space
Flooring
Carpet, Laminate, Linoleum, Tile
View
Long Range, Mountain(s), Year Round
HOA dues
$100 / yr

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance, HOA

$1,141/ month

Principal & interest
$953
Property tax (~1.05%)
$134
Homeowners insurance
$44
HOA dues
$8

Down payment

$7,700 down · $146,300 financed

Income to qualify (28% rule)

~$48,933 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.