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John KurtzCharlotte · NC

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Shelby · Shelby, NC

2912 Waterside Drive

Shelby, NC · 3,313 sqft

$675,000

  • 3Beds
  • 3Baths
  • 3,313SqFt
  • 1980Year
  • .99 ACRESLot
  • 37Days on market

About this home

MOSS LAKE WATERFRONT Built in 1980 this home is still owned by the family that built it. The lot is just shy of one acre, with approximately 220 feet of waterfront. Currently the water is about 3 ft deep at the concrete pier and is typically 5-7 feet deep towards the middle of the cove. The great news is that there is NO homeowner’s association, so no monthly HOA dues or known restrictions. It is a 1 1/2 story basement home with 3 bedrooms, 3 full baths and total heated living area just over 3,300 sq. ft. 1 bedroom in basement as well (no permit for this one) You’ll enjoy the 2-car detached garage with a large 2nd floor storage room and newly installed sidewalks that give you easy access to the home from the roundabout at the end of the driveway. The main level includes the primary bedroom with attached bath, kitchen, dining room and a spacious living room that boasts cathedral ceilings, a 2-story, stone fireplace and spectacular 2-story windows w/sliding glass doors that access the wraparound deck. Additional features include: a second story with 2 additional bedrooms, a finished basement with a second kitchen, 2 rooms that have been utilized as bedrooms, and a family room with a fireplace. Two separate HVAC systems and a Tri-fuel WEN generator. Outside you can enjoy lake living at its best. From the large wraparound deck, patio off the basement, and lake views. BUYER AGENTS ARE WELCOME!

Property details

Beds
3
Baths
3
SqFt
3,313
Lot
.99 ACRES
Year built
1980
Type
Single Family
Days on market
37
Garage
2
Style
A-Frame
Heating
Central, Forced Air, Natural Gas
Cooling
Central Air, Heat Pump
Foundation
Basement
Flooring
Carpet, Linoleum
View
Water

Features

  • Storage

Payment estimate

Estimated monthly payment

Includes P&I, tax, insurance

$4,967/ month

Principal & interest
$4,180
Property tax (~1.05%)
$590
Homeowners insurance
$196
HOA dues

Down payment

$33,750 down · $641,250 financed

Income to qualify (28% rule)

~$212,913 / year household

A rough rule — actual qualification depends on your full debt picture, credit, and the lender. John can introduce you to lenders he trusts.

Numbers are a directional estimate. Actual monthly cost varies by lender, credit, taxes assessed at closing, and insurance carrier. This is not a loan offer or pre-approval.

Location

Begin the conversation

When you're
ready, so am I.

Whether you're quietly considering a move or simply curious about what your home might bring today, I welcome the conversation. Every relationship begins with a coffee.